The Wealth Table: No Tax Returns? No Problem!

Learn how self-employed buyers can qualify for a mortgage using bank statements, P&L programs, assets and other alternatives to tax returns.
About this Event

About this Lunch & Learn

Have a self-employed client who makes great money, but their tax returns don’t tell the whole story?

Don’t assume they can’t qualify.

Join us for the next Wealth Table Lunch & Learn, where we’ll break down mortgage options designed for self-employed borrowers who may not qualify using traditional tax returns.

We’ll cover:

• Bank Statement Loans – qualifying using personal or business bank deposits
• P&L Loans – using a profit & loss statement instead of traditional income documentation
• Asset-Based Options – when a borrower has significant assets but limited qualifying income
• DSCR & Investor Options – qualifying investment properties based on the property’s cash flow
• Real-world examples of which program fits which borrower
• How to spot these opportunities before telling a client they can’t qualify

The goal is simple: help you recognize more potential buyers and have another solution when traditional financing doesn’t fit.

🍽️ Lunch is provided.🤝 Come learn, ask questions, and connect with other local real estate professionals.

Hosted by The Wealth Table — Sage Home Lending