Wine Country Resource Panel - October 2026

Come and reconnect with your peers and attend the upcoming in-person meeting of The Wine Country Resource Panel. The event will be held in a casual atmosphere to enable homeowners, board members, managers, and other professionals to hear about important topics presented by experts in the HOA industry.

Presentation:

Nightmare on HOA Street - When Insurance Gets Terrifying & How to Navigate the Unknowns

Speaker:

Christi Spina |

Homeowners associations throughout California continue to face unprecedented challenges in obtaining and maintaining adequate insurance coverage. Rising premiums, stricter underwriting requirements, and increasing concerns over property conditions have created uncertainty for many communities. Understanding these challenges and knowing how to respond has become an essential responsibility for HOA boards.

Join Christi Spina, Owner and Agent of Spina Insurance Agency, as she explains today's insurance landscape and provides practical guidance for navigating these complex issues. This informative presentation will discuss why insurance has become increasingly difficult for HOAs to obtain and retain, how changes within the insurance industry have contributed to the current market, the impact deferred maintenance can have on insurance eligibility, and the immediate steps boards can take to reduce risk and strengthen their relationship with insurance carriers.

Whether you are a board member or homeowner concerned about your community's insurance coverage, this presentation will provide valuable information to help you better understand your responsibilities, prepare for future challenges, and confidently ask questions about the issues affecting your association. This is an excellent opportunity to gain practical knowledge from an experienced insurance professional and better protect your community.

Thank you to our Premier Sponsors:

Cagwin & Doorward Landscape Contractors

Reliable Pavement Services

Spina Insurance Agency

Thank you to our Food Sponsor:

Collins Management

Thank you to our Venue Sponsor:

Spina Insurance Agency

Speakers:

Spina Insurance Agency

Wine Country Resource Panel Leadership Team:

Jessica Roberts | Keystone Pacific Property Management

Tyra LaMar | Urban Painting

Christi Spina | Spina Insurance