Spark Bites: Smart Financing, Choosing the Right Loan for Your Business
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Not all business financing is created equal, and choosing the wrong option can cost you!
Join us for November's Spark Bites featuring Josh Sowl of the West Central Minnesota Small Business Development Center (SBDC) for a practical look at how to make smarter financing decisions for your business.
Whether you're launching a new venture, planning an expansion, or trying to make sense of your current debt, this session will help you better understand your options and make financing decisions with confidence.
We'll explore:
Term loans, lines of credit, SBA loans, equipment financing, and credit cards
When different financing options make sense (and when they don't!)
The risks of relying too heavily on credit cards
Strategies like restructuring and refinancing
How to prepare for a productive conversation with an SBDC advisor
You'll walk away with a clearer understanding of your financing options and practical knowledge you can put to work in your business.
Meet Your Presenter: Josh Sowl
Josh Sowl is a West Central Minnesota Small Business Development Center counselor and marketing leader who helps entrepreneurs turn ideas into clear, actionable growth plans. He specializes in practical digital marketing strategy, brand positioning, and systems that help small businesses generate consistent leads and build long-term momentum.
About Spark Bites:
Spark Bites is a free lunchtime learning series from the Spark Center for Entrepreneurship, bringing entrepreneurs and small business owners together for bite-sized sessions packed with practical information and actionable ideas.
Bring your lunch, bring your questions, and join us!
Join us for November's Spark Bites featuring Josh Sowl of the West Central Minnesota Small Business Development Center (SBDC) for a practical look at how to make smarter financing decisions for your business.
Whether you're launching a new venture, planning an expansion, or trying to make sense of your current debt, this session will help you better understand your options and make financing decisions with confidence.
We'll explore:
Term loans, lines of credit, SBA loans, equipment financing, and credit cards
When different financing options make sense (and when they don't!)
The risks of relying too heavily on credit cards
Strategies like restructuring and refinancing
How to prepare for a productive conversation with an SBDC advisor
You'll walk away with a clearer understanding of your financing options and practical knowledge you can put to work in your business.
Meet Your Presenter: Josh Sowl
Josh Sowl is a West Central Minnesota Small Business Development Center counselor and marketing leader who helps entrepreneurs turn ideas into clear, actionable growth plans. He specializes in practical digital marketing strategy, brand positioning, and systems that help small businesses generate consistent leads and build long-term momentum.
About Spark Bites:
Spark Bites is a free lunchtime learning series from the Spark Center for Entrepreneurship, bringing entrepreneurs and small business owners together for bite-sized sessions packed with practical information and actionable ideas.
Bring your lunch, bring your questions, and join us!
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Where is it happening?
450 Center Ave., Moorhead, MN, United States, Minnesota 56560
Event Location & Nearby Stays:
Know what’s Happening Next — before everyone else does.
Host or PublisherMoorhead Public Library
