HUD First Time Homebuyer Workshop for Baltimore City ONLY

Our Home Buyer education includes attending a workshop course, then scheduling an individual telephone or Zoom session with a HUD certified counselor before you make a contract offer.

Please do not register with CHAI if you plan to purchase a home in Baltimore County. Our Certificate is valid only for BALTIMORE CITY, MD ONLY.

Our Zoom Workshop certificate is accepted by the State of MD for all its programs and by Baltimore City Housing Incentive Programs.

You must complete each 3 hour Zoom session delivered over 2 nights from 5:30pm - 8:30pm each night, for a total of 6 hours in order to earn the workshop certificate.

Your Home Buyer education will review the following topics:

• Why use a Housing Counselor

• Rent vs. Own

• Credit and Budgeting

• Mortgage Pre-Approval, what is required

• Seller's Agent/Buyer's Agent

• Contract of Sale-making the offer/contingencies

• Home Inspections

• Mortgage Financing and Appraisals

• Settlement/Post Settlement Responsibilities

• Incentives -State-City-Private

You will be sent a Zoom link invite a few days before the workshop is scheduled.

Host or Publisher CHAI: Comprehensive Housing Assistance Inc.