First-Time Homebuyer Seminar and **FOOD TRUCK**

Would you consider homeownership if it were possible? Have you dreamed about owning your own home where you can build your equity instead of your landlords'? The requirements may not be as far off as you think!

If a lack of funds is holding you back, you may be interested to know that there are a variety of down payment assistance programs which are available for first-time AND repeat buyers, statewide.

If you had a life event that resulted in bankruptcy, foreclosure, or other credit challenges, there is no better time than now to start the process of rebuilding your credit. Plus, the minimum requirements for the above programs may not be as difficult to meet as you might think.

At our free First-Time Homebuyer Seminar on April 23rd, we will teach you about:

• Down payment assistance programs, including the new first generation homebuyer programs, that can help you buy a home for as little as $1,000 out of pocket and keep your payments more manageable

• Credit requirements for different loan programs

• Creating a plan to improve your credit as quickly as possible, if needed

• The home buying process and why it is important to have experienced professionals as your ally

I have been in the mortgage industry for 25 years and am honored to have achieved recognition in the top 1% of originators nationwide. I have done thousands of loans of all types, and I love educating first-time buyers and finding solutions to make homeownership a reality.

Joining me will be both a realtor and home inspector who will guide you through those pieces of the process as well. We all have your best interests at heart and want to help you navigate this process.

It is so important in this market to align yourself with professionals that can help you with solid financing and most importantly, get your offer accepted. We hope to help you on the path to homeownership!

Host or Publisher Karli Spahr Mortgage Team