Financial Vulnerabilities: Spotting The Hidden Risks

Overview

In today’s financial landscape, providing money guidance goes beyond budgeting and signposting. It’s also about understanding and recognising the hidden threats that can impact your clients financial stability.

This in person event will explore two of the major threats affecting people’s finances, gambling harm and illegal money lending (loan sharks).

You’ll learn how to recognise the early warning signs, start sensitive conversations, and guide clients to safe, specialist support.

You’ll also have the chance to:

• Connect with other frontline money guiders

• Share insights, experiences and challenges

• Build your confidence through practical exercises and scenario‑based discussion

What will be covered at this event:

Loan sharks

• The unexpected ways illegal lenders present themselves

• Insights into the professions targeted by illegal lenders

• How to respond when someone discloses they’ve borrowed from a loan shark, including what to say, what not to say, and the safe steps to take next.

Gambling harm

• An overview of the financial and emotional impact gambling can have on clients

• How to recognise the signs of gambling

• How to confidently start conversations with clients who may feel ashamed or fearful
• How and where to refer people for specialist support

Scams

We'll also explore why it's important for money guiders to have practical strategies to support vulnerable clients who may be at an increased risk of fraud and scams.

Who is this event for?

• Money guidance practitioners in the third, community, and public benefit sectors. If you’re a volunteer or member of staff and talk to people about money in your role, this event is for people like you!
• Anyone supporting others with money-related conversations who want to learn more about the financial

Event speakers

Vinnie Jarman- LIAISE Officer England Illegal Money Lending Team

Raminta Diliso –Senior Partnerships Manager GamCare

Gavin Morris- Regional Partnership Manager Money and Pensions Service

Money Guiders Competency Framework

Technical Domain: Borrowing

Accessibility

We are committed to making this event accessible to everyone. If you have any accessibility requirements, please let us know using the form fields when registering or email us at [email protected]

Money Guiders is a free self-development programme designed to help money guidance practitioners improve their knowledge, skills, and confidence. Provided by the Money and Pensions Service, it's aimed at staff and volunteers working in the third, community and public sectors. With over 20 hours of elearning, hundreds of events on offer and a community of practice at your side, this free programme will help you to help others.

Everything Money Guiders offers centres around the . The framework lays out the knowledge, skills and behaviours that help make a great money conversation and maps out the length and breadth of money related issues that fall outside of regulated money and financial advice—the things you talk to your customers about.

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Host or Publisher Money Guiders England Community Network