3 Credit Myths That Are Stopping You From Buying a Home

Think your credit is holding you back from buying a home? You’re not alone—and chances are, it’s not as bad as you think.

Join John Lanzone with Fairway Home Mortgage and Juan Bergas from UQUAL for a practical, myth-busting workshop designed to give you clarity, confidence, and a plan.

You’ll learn what really impacts your credit score, what doesn’t, and how to take control of your financial future. Forget quick-fix gimmicks or one-size-fits-all advice—this is a real conversation about how credit works, what lenders actually look for, and how to move forward with confidence.

And here’s something most people don’t realize:
Credit education and improvement aren’t just for those with poor credit. Even a solid 700 score can often be elevated to a 740 or 750, which may dramatically lower loan costs and interest rates—saving thousands over the life of a mortgage.

You’ll walk away with:

• Simple steps to improve your credit without paying for “repair” services that don’t work
• Insight into what lenders actually use to qualify homebuyers (and why Credit Karma often misses the mark)
• A personalized roadmap to start preparing for homeownership today
• Access to trusted credit resources and professionals who can help

Enjoy complimentary pizza and refreshments, connect with others on the same journey, and leave encouraged—not overwhelmed. Space is limited, so please RSVP in advance to ensure seating and refreshments.

Hosted by:
John Lanzone, Mortgage Advisor, Fairway Home Mortgage
“Your Interest at Heart”

Guest Expert:
Juan Bergas, Credit Specialist, UQUAL

Know what’s Happening Next — before everyone else does.

Get App

Host or Publisher John Lanzone | Fairway Home Mortgage