2026 Is Your Year For Home Ownership, Learn How!

Ready to make 2026 the year you finally own your dream home? Join us in person for an exciting event where we’ll share all the tips and tricks you need to turn that dream into reality. Whether you’re a first-time buyer or looking to brush up on the latest info, this is the place to be. Don’t miss out on expert advice, real stories, and a fun atmosphere to kick-start your journey. Let’s make home ownership happen together!

Info: First-Time Home Buyer Workshop – Agenda

Welcome & Overview
Host: Armando A. Ruiz, eXp Realty
Introduction, purpose of the workshop, and speaker overview.

Financial Readiness & Credit
Tammy Billings, TNT Financial Solutions
Understanding credit, common myths, and financial preparation for homeownership.

Mortgage Options & Loan Programs
Julio Marrero Jr., Annie Mac Home Mortgage
Loan options, down payment assistance, pre-approval vs. pre-qualification. Bilingual guidance (English & Spanish).

Insurance Essentials
Insurance Specialist
Homeowners insurance basics, lender requirements, and coverage considerations.

Legal Aspects of Buying a Home
Real Estate Attorney
Contracts, timelines, closing process, and legal protections for buyers.

The Home Buying Process
Armando A. Ruiz, eXp Realty
Step-by-step overview, making competitive offers, inspections, and closing.

Q&A, Resources & Giveaways
Open panel discussion, next steps, raffles, and networking.

Know what’s Happening Next — before everyone else does.

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Host or Publisher Armando A Ruiz