2026 Credit, GSE’s, Lending, what these all have in common!

• 2026 Credit, GSE’s, Lending, what these all have in common!
• Scoring Models for Credit
• Risk assessment for the GSE’s
• Lenders which method works best for your business model
• Pro/Cons to FICO 10T & Vantage 4.0
• What they have in common, Change!

Anthony attended the University of Toledo studying Mechanical Engineering, marking the beginning of a diverse career journey. Initially, he ventured into the automotive industry as an Engineering Assistant. His professional path then led him to serve as an Engineering Consultant at IET in Toledo, Ohio, followed by a role with a global manufacturing company headquartered in Japan. Adding his military experience to the mix, Anthony’s diverse career is shaped by a wealth of knowledge and expertise.

Life's twists prompted Anthony to explore new horizons, leading him to transition into the Mortgage Industry over two decades ago. Here, he has dedicated himself to fostering strong client relationships and delivering exceptional customer service. Passionate about education and growth, Anthony has also contributed his expertise by teaching for the Bankers Association of Kentucky, Ohio and Indiana, as well as supporting Habitat for Humanity.

For over 20 years, Anthony has specialized in the Credit Reporting Agency sector within the dynamic mortgage industry. He adeptly guides his clients through the industry's complexities, staying abreast of best practices and compliance standards while optimizing cost efficiencies.

Outside of work, Anthony cherishes time spent with family and friends on their farm, The Mama Bear Farm at The American Dream Homestead, alongside his wife Cyndi. They take pride in their three successful adult children. An advocate of work-life balance, Anthony enjoys outdoor pursuits such as hunting, shooting, and ATV riding.

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Host or Publisher Dayton Mortgage Bankers Association