1 CE Credit: Beyond the Appraisal: How to Submit an ROV
About this Event
🏠 The appraisal came in low. Most agents treat that as the end of the road. It isn't.
There is a formal, lender-required process for challenging an appraised value, and most of the industry still doesn't know how to use it correctly. This class walks you through the Reconsideration of Value process from start to finish so you stop losing deals to a number that could have been fixed.
Since the Fannie Mae and Freddie Mac ROV guidelines took effect, every lender is required to have a clear, documented process for handling borrower-initiated reconsiderations of value. That means you have a real path to challenge a number. But there are rules about how comps get submitted, who submits them, and what actually gets an appraiser to take a second look.
What you'll walk away with:
- 📋 What a Reconsideration of Value actually is, and when it applies
- 🔍 How to build a comp package an appraiser will take seriously
- ✍️ Exactly how the request gets submitted, and by whom
- ⏱️ What the timeline looks like and what to tell your client while you wait
- 🚫 The mistakes that get an ROV rejected on sight
- 🤝 How to work with the lender instead of around them
- 🧾 The difference between a value dispute and an appraisal deficiency
Who should be in the room:
- Listing agents who have watched a deal die over an appraisal
- Buyer's agents who want to protect their client's contract and their earnest money
- Newer agents who have never seen the process work
- Anyone who wants one more tool for saving a transaction instead of renegotiating it
💡 This class is approved for 1 hour of Colorado real estate continuing education credit. Course approval #112215, Colorado Real Estate Commission.
🎟️ Open to every real estate agent in Colorado. Any brokerage, any experience level, all welcome. There is no cost to attend.
FAQ
Do I need any lending background to attend?
No. The class is built for agents. Dane explains the process in plain language and shows you the parts you actually control.
Is this really free?
Yes. Free to attend, and you get 1 hour of Colorado CE credit for it.
Do I need to bring anything?
A notepad and your real deal questions. Bring the appraisal story that still bothers you.
What if I can't make it after registering?
Just cancel your ticket in Eventbrite so someone on the waitlist can take the seat. No penalty.
Will this be recorded?
No. The CE approval for this course is in-person classroom only, so you have to be in the room to get the credit.
Do I get a CE certificate?
Yes. Certificates are issued after you complete the full hour.
Will there be more classes like this?
Constantly. I teach 10+ classes a month across the Denver real estate community. Follow along at https://www.milehightitleguy.com/classes-i-teach
Instructor
This course is taught by Dane Bentley of Big Blue Loans, the CREC-approved instructor for course #112215. Dane works appraisal issues from the lending side every week and built this class around what actually moves a value, not theory.
Host
Hosted by Jerad Larkin, Account Executive with Chicago Title of Colorado. Known as a marketing consultant who happens to sell title insurance, Jerad helps real estate professionals grow their business through digital marketing, video, social media, and the latest AI tools. He teaches 10+ classes and workshops a month across the Denver real estate community.
Sponsor
Noah Parker with Goosehead Insurance is sponsoring this class!
Where is it happening?
Event Location & Nearby Stays:
USD 0.00
