Your Retirement Plan Under New Policies: Tax, SS, & Investment Updates

*REGISTRATION STARTS AT 11:30AM.* Light appetizers and beverages will be served.

Speaker: Len Strickler

With over three decades of business experience and financial services knowledge, Len has guided numerous seniors as they navigate through the many options for retirement. He presents strategies for principal protection and income accumulation while mitigating risk using fixed indexed annuities and other insurance products Len is also a former student of the University of Alabama, where he graduated with honors.

Len firmly believes in treating clients as family: always with the utmost honesty and integrity.

Len is the co-author of “The Power of Leadership; Being the Leader Producing Results.” He has collaborated with Mr. Tom Hegna who hosts the PBS Special “Don’t Worry, Retire Happy” and “Pay Checks and Play Checks”. Also, Len is an author of over 20 published articles and has made several radio and TV appearances on personal empowerment and financial freedom. Len continues to be an approved member of the National Ethics Association, National Social Security Association, National Association of Professional Agents, Better Business Bureau and National Association of Financial Fiduciaries.

Len is the Radio host of, “Let’s Talk Safe Money” airing in Miami WIOD 610 AM on Saturdays and Sundays. Len is also cohost of a TV show called “Let’s Talk Safe Money” airing on NBC on Sundays. His program is educational and discusses how to have a Holistic approach to your retirement strategies. Ensuring a portion of your retirement money is SAFE and the remainder is managed tactically with minimal risk.

Speaker: Jonathan Knaus, CLU, LUTCF, FICF, CLTC

Jonathan Knaus is a Financial Advisor with LSF Capital, serving clients and their families in Martin, St Lucie and North Palm Beach Counties, Florida. When asked why he became a Financial Advisor Jonathan said, “As a Financial Advisor with LSF Capital, I am passionate about providing clients and their families financial products that are designed specifically to assist them achieve their financial goals. It is my mission to ensure every client has peace of mind regarding their financial plan.”

Jonathan was born in Jacksonville, Florida, and raised in Virginia Beach, Virginia. Jonathan earned a Bachelor of Science degree in Accounting & Business Administration from Washington and Lee University in Lexington, Virginia. Jonathan is married to his wife, Hiroko Hagino. They have two children and two grandchildren.

TOPICS WE WILL DISCUSS

RETIRING TODAY

• The old retirement vs. TODAY’S retirement
• How to create a clear vision for retirement that could lead to less stress and more happiness.

TAX RATE RISK

• Why experts say tax rates could double
• How rising taxes may affect your retirement cash flow
• The “Catch 22” of 401k’s and IRA’s
• How lost deductions may affect your taxes in retirement

RETIREMENT INCOME PLANNING

• The three basic retirement accounts
• How to accumulate dollars in the right types of accounts for future retirement income
• What’s better for you: tax-deferred or tax-free accounts?
• How to define a “true” tax-free investment
• When should you convert to a Roth?
• How IRA’s and 401k’s cause Social Security taxation
• Strategies to reduce or eliminate taxes in retirement

MAXIMIZING SOCIAL SECURITY

• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
• Strategies to eliminate Social Security taxation
• Social Security maximization strategies

RETIREMENT DISTRIBUTION PITFALLS

• How the new rules on “Rate of Withdrawal” affect People Nearing Retirement
• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order
• How to eliminate “sequence of returns” risk

WHY LOSSES DURING RETIREMENT MATTER

• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to safeguard against two types of investment risk
• How to shield your assets from stock market volatility
• Why “asset allocation” alone may not be enough
• How to truly diversify your retirement portfolio

FREQUENTLY ASKED QUESTIONS:

Is there a cost to attend?

No, there is no cost to attend.

Do I need to bring anything?

No, you will be provided with pen and paper to take notes.

Will any investments or investment products be discussed?

No there will not be any discussion of any investments whatsoever.

Will I be pitched or sold anything?

No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure.

Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Adviser.

This event is not sponsored nor endorsed by Indian River State College. The views, information, or opinions expressed during these events are solely those of the presenter(s) and do not necessarily represent those of the college and its employees.

Host or Publisher Len Strickler and Johnathan Knaus