New Home Buying Class/Seminar

Thinking about buying, but not sure where to start?
This seminar will break it down in simple, real-world terms; no pressure, just clarity.

• What credit score you actually need
• How your score affects your interest rate
• The fastest ways to improve your credit
• The 5 biggest credit mistakes to avoid before closing
• How to position yourself for the best approval possible

• How much money you really need
• Low down payment options
• First-time buyer programs
• Builder incentives explained
• Rate buy-downs — are they worth it?

• Builder contracts vs resale contracts
• Who represents you in the transaction
• Why inspections still matter on new homes
• Hidden costs buyers forget about (taxes, HOA, insurance)
• How to compare builder lenders vs outside lenders

• Pre-approval process
• Touring and selecting a home
• Making an offer with a builder
• Construction timeline expectations
• What happens at closing

• Common mistakes that derail loans
• What can mess up your approval
• Financial moves to avoid

• Live Q&A with a local mortgage professional
• Free buyer roadmap checklist
• Optional private credit strategy session

Know what’s Happening Next — before everyone else does.

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Host or Publisher Natalie Pilkinton w/Home Rock