Navigating IRMAA & Medicare

Are you prepared for the hidden costs of Medicare? Many retirees are shocked to learn that their income can trigger higher Medicare premiums—known as IRMAA (Income-Related Monthly Adjustment Amounts)—costing them thousands of dollars in unexpected fees.

Join IRMAA Certified Planners Jacob Orand and Alex Murray for an eye-opening workshop where we’ll break down:

• What IRMAA is and how it affects your Medicare Part B & D premiums
• How your income determines your IRMAA bracket—and strategies to reduce your exposure
• Tax-smart withdrawal strategies to help you stay under key thresholds
• How life events (like selling a home or starting Social Security) impact your IRMAA calculations
• Proactive planning techniques to keep more of your retirement savings in your pocket

This workshop is designed for retirees, pre-retirees, and anyone looking to make informed financial decisions about Medicare and their long-term wealth. Don’t let IRMAA take you by surprise—learn how to take control of your Medicare costs!

Host or Publisher Retire SMART LLC