Mortgage 101: The Lender Panel

Loan types, points, and the money behind every offer.

Two offers come in at the same price. One buyer is VA with nothing down. The other is conventional with 20% down and a seller-paid buydown. Which one should the seller take?

To advise either side, you need to answer that question. So we’re bringing in the people who can, side by side.

Together we’ll walk through:

• Conventional, FHA, VA, USDA and jumbo, compared
• Prequalified vs. pre-approved vs. fully underwritten
• Points and buydowns, and when a seller-paid buydown beats a price cut
• Seller concessions by loan type
• Rate locks, the Loan Estimate and the Closing Disclosure, lined up with contract deadlines
• Appraisals from the lender’s side
• What makes an offer look strong to a listing agent

Then the panel answers live: tables write questions for a buyer scenario, the lenders answer, and you compare their answers.

You’ll leave with a one-page loan comparison and answers to your own questions.

Bring your toughest financing question. Agents from every brokerage are welcome.

Led by Steve Caron, with a panel of local lenders