IUL EXPOSED : The Truth Behind The Infinite Banking Concept

You already know whole life and IUL are bad products. But when you sit across from a prospect, or worse, a fellow agent defending the Infinite Banking Concept, can you actually prove it?

Can you break down a real IUL illustration line by line? Can you explain why the "tax-free loans" trap clients into compounding debt? Can you walk a client through the math of buy-term-and-invest-the-difference using actual S&P 500 data?

If the answer is "kind of", this masterclass is for you.

This is not a recruiting event. This is not a fluff seminar. This is a technical and strategic deep-dive designed to make you the most dangerous agent in the room, and teach you how to generate the leads to put yourself in front of more rooms.

✅ The complete breakdown of how IUL, Whole Life, and the Infinite Banking Concept actually work — and where they fail

✅ How to read and dismantle any cash value illustration in under 5 minutes

✅ The real numbers behind buy-term-and-invest-the-difference (with live S&P 500 calculator demo)

✅ How estate planning, tax planning, annuities, and securities create real value for your clients (and grow your AUM)

✅ The exact social media strategy used to build a viral following and generate inbound leads on autopilot

✅ Content frameworks you can use Monday morning to start attracting clients

Jonathan Aguilera "The IUL Exposer" Founder of Life Insurance Refunds. Built a viral following educating consumers and agents on the truth behind cash value life insurance. Specializes in policy replacements and helping agents dominate their local market through social media.

Tanya Torres, CFP® Certified Financial Planner™ bringing deep expertise in estate planning, tax strategy, annuities, and securities. Tanya will show you how to expand beyond term life and build a real advisory practice.

Omero Hernandez , Senior Vice President Veteran producer and leader. Sharing the field-tested strategies that separate top producers from the rest.

Know what’s Happening Next — before everyone else does.

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