How to WIN with a VA Loan | Your VA Loan, Explained for Today's Market

If you are a veteran or active-duty service member thinking about buying a home, this session is designed to help you understand how to use your VA loan effectively in today’s market.

Many buyers hear conflicting information about VA loans, appraisals, seller concerns, and buying during a PCS. This discussion breaks down how the VA home loan works in a clear, practical way so you can make informed decisions.

• How VA home loans work and current eligibility requirements
• Common VA loan myths and misconceptions
• Using a VA loan in a competitive housing market
• Buying a home during a PCS
• Reusing your VA loan benefit
• VA loan assumptions and when they make sense
• Tidewater and how VA appraisals work
• Reconsideration of Value (ROV) and what to do when an appraisal comes in low
• What sellers and real estate agents often misunderstand about VA financing

This is an educational session focused on helping veterans and military families feel confident and prepared before buying a home.

• Veterans and active-duty service members
• First-time and repeat home buyers
• Military families planning a PCS
• Spouses who want a better understanding of the home buying process

If you are considering buying a home now or in the future, this session will give you a solid foundation to move forward.

This session is led by a Navy Submarine Veteran and licensed Mortgage Loan Originator (MLO) who works daily with veterans and active-duty service members using VA home loans. His experience includes helping military families buy and relocate during PCS moves, evaluate VA loan assumptions, and navigate appraisal challenges such as Tidewater and Reconsideration of Value.

He also works with veterans using VA loans for real estate investing, including multifamily purchases, and teaches VA loan education through VettedVA and in-person events. His approach is practical and straightforward, focused on helping military families understand how the VA loan actually works so they can make informed decisions with confidence.

NMLS 2702601 · CA DRE 02055758

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