How Money Works 2.0

FRS and how it works; Investment Plan vs. Pension and what you can actually expect to receive from either.

Deferred Comp/ 457- Why invest? Everything you want to know about Mutual Funds and the Stock market, Traditional IRA vs. Roth IRA

Banks- Why they are not your friend and how they are taking money from you every day

Credit Cards-They K*ll our finances. America just topped a record $1.2 trillion in credit card debt

Budgets- How to get started and why

Home buying- ALL the expenses and costs that get overlooked

Mortgages- 15 years vs. 30 years, HELOC, ARM

Car buying- Avoid the traps and tricks. Who actually qualifies for 0%/low-interest financing? Why you should never trade your car in. Understand how the car market works and how much you are actually paying.

Insurance- Car, Home, Life, Open Enrollment coverages. Many have the wrong coverage or too much. I will show how insurance really works and how you can save money each month and year. (Florida is one of the top 5 highest states for car and home insurance at an average of almost $1000 more a year)

Host or Publisher Florida Deputy Sheriffs Association