Homebuyer Seminar

At our homebuyer seminar, you’ll gain a clear understanding of every step of the homebuying journey—from deciding if homeownership is right for you to moving into your new home.

Here’s what you’ll learn:

• How to evaluate whether buying a home fits your lifestyle, finances, and long-term goals.
• Key differences between renting and owning and how to make an informed decision.

• How to assess your income, savings, and credit to determine affordability.
• An overview of down payments, mortgage options, interest rates, and closing costs.
• Tips for setting realistic financial goals and building long-term wealth through home equity.

• The importance of getting pre-approved and what documents you’ll need.
• How lenders evaluate your application and what goes into a pre-approval letter.
• Available loan programs such as FHA, VA, and USDA, and which might be right for you.

• From meeting with a Realtor to making an offer, inspections, appraisals, and closing on your home.
• What to expect at each stage, including negotiating terms, submitting final documents, and signing loan papers.

• Definitions of important terms like escrow, PMI, appraisal, and fixed vs. adjustable-rate mortgages—so you can feel confident in conversations with lenders and agents.

By attending, you’ll walk away with the knowledge and confidence to navigate the homebuying process, avoid common mistakes, and make smart decisions that fit your goals.

Host or Publisher Crystal Turben