Free Digital Skills Class: Credit: Using Online Tools

This lesson aims to familiarize participants with fundamental credit concepts, especially considering the digital world's impact. It covers what credit is, how it functions, and its effect on financial well-being. Participants will also learn about online platforms and tools for managing and monitoring credit. Key terms and basic resources will be explained to ensure understanding of related financial and digital terminology. The ultimate goal is to empower participants to make informed decisions, manage finances responsibly, and leverage technology to build and maintain a strong credit history that supports their financial aspirations.

Learning Objectives: 

1. Inform participants about credit, the ability to obtain something now, with the compromise of paying it later. Credit score, how it's measured and how it works. 
2. Dive into credit cards, including uninsured and secured options. Participate in practical scenarios involving APR and interest calculations.
3. Understanding and Improving Your Credit Report- focusing on the three major credit bureaus: Equifax, Experian, and TransUnion. Participants will learn how to access and interpret their credit information, develop strategies for monitoring their credit health, and discover valuable tips and resources like Credit Karma and others to help them stay on top of their credit.

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Host or Publisher Dallas Innovation Alliance