First-Time Homebuyer Seminar

You are invited to the FSB First-Time Homebuyer Seminar.

If you are buying your first home or have not owned one in the past 3 years, this free seminar is for you. Join our local mortgage experts for an informative evening focused on helping you take the next step toward homeownership.

We will walk through mortgage options, available grants and programs, and practical tips to get the best rate so you can move forward with confidence.

Why attend?

• Learn how much home you may be able to afford
• Understand down payment expectations and common myths
• See how your credit can impact your homebuying options
• Learn what to expect throughout the mortgage process*
• Plus, close on your home with FSB, and you could be eligible for $350 off closing costs (excluding government and IFA loans)

FSB lenders will be available to answer your questions. Dinner is provided.

If you think buying a home is out of reach, this seminar may change your mind.

Reserve your spot in this free seminar today!

Thursday, March 5

6-8 p.m.

FSB’s Hiawatha Branch

175 Center Point Road, Hiawatha, IA 52233

*Must be 18 years or older to apply. Subject to credit approval. NMLS ID #403565

**Subject to assistance program availability requirements and qualifications. Contact Bank for additional information.

***Seminar attendees will receive up to a $350 credit towards their closing costs, with a minimum loan amount of $140,000 on an FSB mortgage loan, if closed by 6/30/2026. The loan must be for the purchase of a primary residence. One credit, valued at up to $350, allowed per household.

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