First-Time Homebuyer Night | Melbourne, FL

Ask your questions on down payments, credit, and first-time buyer programs. Learn what's possible from local experts.
About this Event

Free at Intracoastal Brewing.

A relaxed evening for First-time homebuyers: panel + open Q&A with local mortgage experts. Hosted by Community Credit Union of Florida.

If you've ever said any of these statements below⬇, you're not alone. They're among Florida's most-searched homebuying topics, and they're exactly what we talk through on September 15.

"The down payment feels impossible."

• Did you know? A 20% down payment is not required for every mortgage loan. Some loan programs allow qualified borrowers to purchase with a lower down payment, and we'll cover a general overview of Florida down payment assistance programs.

"My credit isn't where I want it."

• We'll take you through the steps that will help get you prepared for homeownership over the next 6–18 months.

"Programs and grants are confusing."

• We'll break down state and local options, what they are and general eligibility guidelines.

"I don't even know where to start."

• Every homeowner started exactly where you are. You'll leave one step closer.

https://youtube.com/shorts/GdP4zNUTdc4?si=9kG-PGAZbvylOm85

The details:

• Cost: Free to attend.
• Food: Complimentary taco bar and beverages.
• Parking: Free parking available.
• Limited Seats Available.
• You do NOT need to be a CCU Florida member. Everyone is welcome.

What you'll walk away with:

• Criteria on what lenders consider when making loan decisions: credit, income, savings and how to prepare.
• Information about how first-time buyer programs work including down payment assistance, grants, and where to find current program details.
• Answers to your midnight Google questions — from real people who've helped hundreds of first-time homebuyers.
• One-on-one time with a mortgage expert — if you want it. No appointment, no obligation.

Local experts. Real Answers.

• Courtney Wassmer, Mortgage Origination Specialist - CCU Florida (NMLS #2046753)
• Nicole Apkarian, Mortgage Origination Specialist - CCU Florida (NMLS #507625)
• Community Housing Initiative: C.H.I. is Brevard County's designated nonprofit housing partner and has helped over 900 first-time buyers with down payment and closing cost assistance.

Community Credit Union of Florida | NMLS # 405290 | Equal Housing Opportunity

*This event is provided for educational purposes only. Mortgage loans are subject to credit approval and underwriting guidelines. Programs, rates, and terms are subject to change.

Agenda

🕑: 06:30 PM
Doors open. Grab tacos and a drink, say "Hi".
🕑: 06:45 PM
Panel: CCU Florida mortgage experts + community housing partners.
🕑: 07:20 PM
Open Q&A. Ask anything!
🕑: 07:35 PM
One-on-one time to ask your questions.
🕑: 08:00 PM
Event Ends.