First Time Home Buyer Seminar, Planning Your Down Payment and Purchase

Buying your first home can feel confusing, crowded with opinions, and a little stressful. This free workshop makes everything simple. You will learn exactly where to start, what the steps look like, and how to feel confident about your plan.

You will learn:
• Minimum down payment paths and smart saving strategies
• What closing costs really include and how to prepare
• How pre approvals work in plain language
• How lenders look at income, debt, and credit
• How to combine the FHSA and the RRSP Home Buyers Plan
• Real monthly payment examples for North York and surrounding Toronto areas
• Condo and freehold comparisons that help you understand what suits your budget and your lifestyle

You will walk away with:
• A clear sense of what you can realistically afford
• A simple plan to follow after the workshop
• An optional one to one First Home Buying Plan Session for more personalized guidance

This workshop is ideal for:
• Renters who want a calm and friendly introduction to the buying process
• Couples comparing Toronto and Durham lifestyles and budgets
• Anyone unsure about affordability who wants real numbers
• Anyone preparing to buy in 2026/2027

Expect a warm, relaxed environment where questions are encouraged and explanations are kept simple. Think of this as the workshop you wish someone had offered earlier.

Date: January 10
Time: 10 AM - 11:30 AM
Location: Shops at Don Mills

Light refreshments included.

If this session is full or the date does not work, you can also view other upcoming workshops here:

10:00AM on January 31, 2026

Seats are limited to keep the session comfortable and interactive.

Know what’s Happening Next — before everyone else does.

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Host or Publisher David and Sarah Team