Corporate Credit Risk Analysis School

An intensive 3-day course combining practical financial analysis, credit risk assessment and strategic advisory skills
About this Event

Key benefits of attending

• Develop practical skills in financial statement analysis and credit risk assessment to evaluate corporate borrowers more effectively
• Strengthen your ability to assess corporate creditworthiness and lending risks using structured analytical approaches
• Enhance your capability to provide strategic advisory insights alongside credit analysis in lending or investment decisions

Training Course Summary

Principal topics covered during this course will include:

• Recommended adjustments to reported financial metrics (particularly earnings, finance expense, cashflow and net debt) to help gauge a firm’s true credit profile
• Assessing how quasi-debt and other on and off-balance sheet liabilities impact the credit analysis
• Key red flags of creative accounting
• Adjusting and calculating key credit and performance ratios
• Using historic performance analysis and client budgets to help make realistic forecasts
• Qualitative risk analysis - understanding differences between sectors in terms of inter alia, creating value added, capital intensity, risk profile, ESG and AI exposures, cash flow generation and key success factors
• Complex group structures and how they can improve or worsen credit exposures
• Understanding the credit impact of different consolidation methods
• Engaging with management - understanding how clients create and sustain value and how clients determine their investment criteria
• Engaging with management - debt structuring - helping the client create an optimal capital structure, including debt layering, subject to minimising WACC and to market constraints
• Debt capacity considerations
• Deteriorating credits, potential and actual NPLs: warning signs and strategies for restructuring the firm and minimising loss

Agenda

🕑: 09:30 AM - 04:30 PM
Day 1 - 14 September

Info: Quantitative Analysis: Income Statement | Balance Sheet | Cash Flow Analysis | Credit Ratio Adjustments | IFRS 18 Implications | Identifying Red Flags in Financial Statements | Case Studies

🕑: 09:30 AM - 04:30 PM
Day 2 - 15 September

Info: Historical Performance Analysis | Forecasting & Financial Modelling | Scenario Analysis | Evaluating Management Budgets | Corporate Value Creation | Strategic Analysis | Interpreting Financial & Narrative Reporting

🕑: 09:30 AM - 04:30 PM
Day 3 - 16 September

Info: Industry & Sector Analysis | Complex Group Structures | Capital Structure & WACC | Debt Capacity & Structuring | Distressed Credit Analysis | Restructuring Strategies | Case Studies & Course Summary