Cash Buyer Curveball: Understanding FinCEN’s Residential Reporting Rules

With the upcoming implementation of FinCEN’s Residential Real Estate Reporting Rule, real estate agents must be prepared for a major shift in how all-cash, entity, and trust-based purchases are handled. While Realtors are not the reporting party under the new rule, their awareness and early preparation are now critical to preventing delays, misunderstandings, and failed closings.
This one-hour course provides real estate professionals with a practical, easy-to-understand overview of the rule, including what constitutes a “reportable transaction,” how cash and non-financed deals impact compliance, and what information settlement agents must collect. Agents will learn how to ask the right questions up front, how to prepare buyers and sellers for increased documentation requirements, and how to avoid the common pitfalls that can derail a transaction under the new regulations.
Designed specifically for working agents, this course breaks down FinCEN’s requirements into actionable steps, real-world examples, and communication strategies that help ensure smooth contract-to-closing timelines. When agents understand the curveballs that cash buyers can introduce, they can better protect their clients—and their commissions.

Know what’s Happening Next — before everyone else does.

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