GTA First-Time Home Buyer Workshop — Should You Buy Now or Wait?
About this Event
You don't need to guess whether you can afford a home in the GTA. Bring your household income and savings to this one-hour session and leave knowing your actual number — plus the exact steps to take over the next 90 days.
WHAT YOU'LL WALK OUT WITH
- Your realistic home-buying budget
- How much cash you need on hand — down payment and closing costs
- Which GTA cities and communities fit that budget
- Detached, semi, town or condo — what your money actually buys
- Whether to buy now or spend a few months getting ready
- A written 90-day action plan
THE 2027 CHANGES TO UNDERSTAND BEFORE YOU SIGN
New-home tax, rebate and eligibility rules are changing. If you're looking at new construction or pre-construction, the date on your purchase agreement matters. We'll cover what's changing and how it should affect your timing.
ALSO COVERED
- How much home your household income can realistically support
- FHSA and RRSP Home Buyers' Plan for your down payment
- Federal and Ontario new-home rebates
- Resale vs. new construction vs. pre-construction vs. power of sale
WHAT EVERY REGISTRANT RECEIVES
- 2026 GTA First-Time Home Buyer Guide
- GTA Affordability & Property Price Map
- Down-Payment & Closing-Cost Checklist
- First-Time Home Buyer Readiness Score
- 90-Day Home-Buying Action Plan template
- 2027 New-Home Tax & Rebate Changes Checklist
- A complimentary one-on-one strategy review
COME IF YOU'RE
Renting and wondering if buying is finally possible · Planning to buy in the next 6–12 months · A couple combining income and savings · A newcomer learning the Canadian process · In a condo or basement and needing more space · Comparing resale against builder inventory · Unsure whether to buy in 2026 or wait
WHAT TO BRING
Rough numbers only: household income, savings, monthly debts, current rent, and what you'd be comfortable paying each month. You don't have to share anything out loud — the numbers are for you.
Event Registration & Notes
- Seating is strictly limited. Please register separately for every person attending.
- Buyer-Exclusive Session: This workshop is reserved exclusively for consumers/buyers. No realtors or mortgage agents, please.
Hosted by Mandeep Dhesi and Aura Key Realty, a full-service real estate team that has helped more than 700+ families buy, sell, and invest in real estate.
This event is for educational purposes. Mortgage approval, rebate eligibility, and purchasing ability depend on individual circumstances and must be confirmed by the appropriate licensed professionals.
Agenda
🕑: 06:15 PM - 06:30 PM
Welcome and Introduction
Info: Meet your hosts, what this session covers, and how to use your worksheet.
🕑: 06:30 PM - 07:30 PM
The Main Session: Your Numbers, Your Communities, Your 90-Day Plan
Info: What your household income can support: debts, stress test, and the payment you'd actually live with. The cash you need: down payment by price band, land transfer tax and the first-time buyer rebate, closing costs, plus how the FHSA and RRSP Home Buyers' Plan fit in. Where that budget buys across Brampton, Mississauga, Caledon, Vaughan, Oakville, Pickering, Whitby and Kitchener - detached, semi, town or condo. Then the 2027 new-home tax and rebate changes, why the date on a purchase agreement matters, and whether to buy now or prepare first. You'll fill in your own numbers as we go.
🕑: 07:30 PM - 07:45 PM
Open Q&A
Info: Ask anything. Nothing is too basic.
🕑: 07:45 PM
Food, and Optional One-on-One Sessions
Info: Stay for refreshments. Our team is available for short one-on-one conversations about your own situation - first come, first served, based on availability.
Where is it happening?
Event Location & Nearby Stays:
CAD 0.00
