Applied Financial Literacy: Budget, Plan & Grow – 1 Day Session, Fargo, ND
Schedule
Wed, 22 Oct, 2025 at 09:00 am to Mon, 16 Mar, 2026 at 05:00 pm
UTC-05:00Location
Regus - Fargo - 32nd Avenue | Fargo, ND

About this Event
About This Course
Duration: 1 Full Day (9:00 AM – 5:00 PM)
Delivery Mode: Classroom (In-Person)
Language: English
Credits: 8 PDUs / Training Hours
Certification: Course Completion Certificate
Refreshments: Lunch, beverages, and light snacks provided
Course Overview
In Fargo’s skilled trades sector, earning more is only part of financial success — managing it wisely matters even more. This workshop helps skilled tradespeople and blue-collar workers adopt practical budgeting, saving, debt management, tax planning, and wealth-building strategies. You’ll get job-specific tips, hands-on tools, and frameworks to build financial stability for now and the future.
Learning Objectives
By the end of this workshop, participants will:
• Understand how to structure budgets for trade income
• Manage debt and credit wisely
• Optimize tax and retirement planning for blue-collar workers
• Employ tools and apps to automate financial routines
• Build a sustainable financial plan tailored to trade careers
Target Audience
• Skilled tradespeople (electricians, plumbers, welders, HVAC, etc.)
• Blue-collar workers with higher wage potentials
• Career counselors working with trade workers
• Supervisors or foremen wanting financial literacy for teams
Why Choose This Course
In a trades-driven economy like Fargo’s, financial literacy tailored to blue-collar roles makes a real difference. This workshop offers actionable, job-relevant strategies you can apply immediately to grow your financial stability, reduce stress, and build wealth.
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Group Discounts:
• 10% off for 3+ participants
• 15% off for 10+ participants
Want to bring this to your team or jobsite?
In-house delivery is available, saving travel costs while offering targeted team training for your crew’s financial success.
Your team gets personalized support, templates, and group coaching to align their finances with their trade ambitions.
📧 Contact us today to schedule a customized in-house session:







Agenda
Module 1: Understanding Your Financial Base
Info:
• Analyze income vs expenses in trade jobs
• Identify hidden costs and irregular expenses
• Build personal cash flow awareness
• Icebreaker activity
Module 2: Budgeting & Expense Management
Info:
• Create realistic budgets for fluctuating trade wages
• Distinguish essentials, wants, and savings
• Tools for tracking expenses automatically
• Role-Play
Module 3: Debt, Credit & Loan Management
Info:
• Understand interest, credit scores, and debt traps
• Strategies to reduce high-interest debt
• Best practices for construction / equipment financing
• Simulation
Module 4: Tax Planning & Retirement Basics
Info:
• Basic tax obligations and deductions for tradespeople
• Retirement accounts suited to blue-collar workers
• How to plan for future income security
• Quiz
Module 5: Saving & Investing Smartly
Info:
• Strategies to build emergency funds
• Intro to low-risk investing / safe vehicles
• Balancing savings with life goals
• Role-Play
Module 6: Financial Tools & Tools for Trades
Info:
• Digital apps, spreadsheets, calculators
• Tools to manage equipment, job overhead, side income
• Automation for savings and reminders
• Case Study
Module 7: Action Plan & Next Steps
Info:
• Create personalized financial roadmap
• Set short-term and long-term financial goals
• Stakeholder plans (family, job site, business)
• Action Plan Review
Where is it happening?
Regus - Fargo - 32nd Avenue, 1531 32nd Avenue South#Suite 102, Fargo, United StatesEvent Location & Nearby Stays:
USD 559.49 to USD 671.23

