3 C Masterclass in Banking Savings and Credit Unions (SACCOS)

3C Masterclass in Banking Savings and Credit Unions ( SACCOs) to drive

Financial Inclusion in Africa. – “Digital Horizons” and “Cooperatives 3.0”

Hosted by UpScaler Enterprise South Africa In partnership with HITALYS

The masterclass captures the essence of the digital transformation journey for

Savings and Credit Unions in Africa anchored by traditional banks. It suggests a

forward-looking approach emphasizing the exploration of new possibilities and

strategies in the digital landscape. The term "Digital Horizons" conveys the idea of

broadening perspectives and embracing innovation while " Cooperatives 3.0"

highlights the practical aspect of steering through the challenges and opportunities

presented by digital transformation within the cooperative sector.

This theme reflects the overarching goal of the masterclass which is to elevate the

business opportunities in banking SACCOs Business Strategies and

Modelstechnological capabilities and Financial Inclusion strategies. . "The

Masterclass signifies the journey towards greater understanding of the SACCO

movement and business technological proficiency and empowerment highlighting

the transformative impact of mastering the needed strategies in shaping the future of

banking cooperative entities.

This masterclass offers a concise yet comprehensive program ensuring participants

gain strategic insights and practical skills for successful partnerships between Banks

and SACCOs.

Objectives:

1. Strategic Understanding: 

1. Provide a strategic overview of digital transformation in the SACCOs.

2. Explore strategic business opportunities for Traditional Banks

3. Provide a strategic overview of the technology landscape as an

enabler.

4. Discuss Customer Experience and Customer data nuisances.

5. Discuss collaboration and Implementation frameworks.

2. Practical Integration: 

1. Explore and implement digital tools relevant to banking SACCOs

emphasizing hands-on application.

Duration: 4 days

Venue: Royal Elephant Hotel Centurion Pretoria South Africa

Investment: $720 per person without Accommodation | $1500 Accommodation

inclusive

 Target Audience: 

 Financial Institution Executives Head of Strategy Product Managers

Retail Managers and Head of Technology

 Savings & Credit Union Board members CEOs and Management

 Cooperating Partners advisory teams

 Public Sector affiliated with SACCOs

Outcome: 

 Identifying the forces shaping banking today and how they will impact

the future.

 Reviewing the evolution of the banking models towards SACCOs

 Review product development trends

 Identify business opportunities and Associated risks

 Align Financial Inclusion strategies with SACCO banking

Day1 Objective: Understanding SACCO Business Models

 Equip participants with essential knowledge to enhance SACCO business

opportunities

 SACCO Principles and Models

 Focus on practical applications relevant to the operations of SACCOs

 SACCO Performance

 Future trends

Day 2 Objective: Leveraging Strategic Bank’s Positioning

 Business Strategy and Models

 Technology Strategy

 Risk Management

 Aligning CyberSecurity initiatives

 Harmony Equations for leadership

Day 3 Objective: Leveraging

 Economic Impact vs Social Impact

 Digital Channels Vs Human Interface

 Efficiency vs Effectiveness

 Risk Vs Opportunity

 Capacity vs Capability

 Culture vs Values

Day 4 Objective: Putting it all together – Case Study

Facilitators

1. Charity Chitalu Mwanza - Zambia

Charity Chitalu Mwanza is a digital financial services expert with over 2 decades

of experience in payments digital transformation financial inclusion change and

project management. She is the Managing Director of HITALYS Consultancy

Services and has held senior management roles in the financial industry. She

was named Zambia's 2022 Fintech SHEROES and one of the top 60 African

women Fintech experts.

2. Raj Singh - Kenya

Raj is a financial services specialist with 25 years of experience in various

countries including Rwanda India Nigeria Kenya Zambia Myanmar Bhutan

and the United Kingdom. He has worked in credit administration underwriting

collection teams digital banking retail and SME banking strategy operating

models product development technology implementation financial analysis

M&A advisory and due diligence. Raj has also helped African and Middle

Eastern banks improve their digital transformation through technology

intervention.

3. Kelly Searle-Smith – South Africa

Kelly is a seasoned a management consultant who has been leading Cape

Town's R16bn (~$1bn) Digital Transformation Programme since November 2020.

With expertise in Strategy Development & Execution Business Transformation

SAP Implementations Change Management Shared Services Continuous

Improvements M&As Executive Engagement Sales & Business Development

Kelly is passionate about executing good strategies and ensuring successful

execution. After working for Accenture and Adapt IT she co-founded Altitude

Advisory International (Pty) Ltd focusing on providing Strategic Advisory &

Executive PMO Services to clients in Africa. Kelly has led high-profile

transformation and turnaround programmes for multinationals and has

experience in various sectors. She is passionate about women in the workplace

and is part of the 30% Club.

4. Harshavardhan Pusala - India

Harsha founder of Techurate a Bangalore-based Financial Technology

company focuses on revolutionizing banking through global delivery

management cutting-edge solutions and people management. With over 15

years of experience in General Management Software Development Product

Support Delivery and Consulting he specializes in Oracle FLEXCUBE and

Channel Banking having worked as a Project Manager and Technical Lead

across Africa and Asia.

Host or Publisher Hitalys Consultancy Services