VyStar Home Buying Seminar (Nocatee Branch)

Savings of up to $5,000 in closing costs or choose a 0.25% rate discount*

Free 90-day rate lock when buying your new home**

Did you know we save our members up to $5,038 on average in closing costs and fees?***

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Certain restrictions and limitations apply. All loans are subject to credit approval. *Closing Costs OR 0.25% Rate Discount offer is not available on Loans $50K and under, Land, Construction Perm, Renovation Perm, HabiJax and Investment Mortgages. Available for purchase or refinance. VyStar will pay borrower closing costs up to a maximum amount of $5,000 excluding origination fee and/or discount points, private mortgage insurance, FHA Upfront Mortgage Insurance Premium (UFMIP), condo document fees/condo approval fees, homeowners association fees, home inspections, costs related to deed changes, prepaid funds for homeowners and/or taxes, prepaid interest or funds to establish the member’s homeowners and/or property taxes escrow account. If the borrower pays off the mortgage within the first 36 months, they will be required to reimburse VyStar for a portion of the closing costs paid by VyStar. **90 day free rate lock is available on purchase and refinance. Fees applicable for extensions over 90 days. *** Savings calculation based on a purchase loan amount of $300,000 at 97% LTV. Average origination fee of 0%-1.5% and average application fee ($75-$300) (source = What Is the Average Mortgage Closing Costs for Buyers? From businessinsider.com, 10/11/2022). Average processing ($300-$900), underwriting ($300-$900), and administrative fees ($100) from Average closing costs in 2022 | Complete list of closing costs from mortgagereports.com, 10/17/22. Your savings amount will vary depending on your home price, interest rate and length of loan. This example does not guarantee savings. Offers available for a limited time and subject to change without notice. ©2023 VyStar Credit Union.

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