Understanding Homeowners Insurance for Realtors

The more you understand homeowners insurance, the more confidently you can guide clients and protect your deals. This class breaks down the parts of a policy in a simple, Realtor focused way so you can spot risks early, answer questions clearly, and elevate your value in every transaction.

Every day you work with buyers and sellers who choose insurance without really knowing what they have. When you understand the basics, you can help your clients avoid surprises, prevent delays, and make smarter long term decisions about coverage.

In this workshop, we walk through the exact insurance concepts that matter most to real estate agents, using real scenarios to help you understand how different coverages and claims actually work.

✨ Coverage A to F made easy
✨ What is and isn’t covered on a standard policy
✨ How replacement cost differs from actual cash value
✨ Which endorsements matter most for Colorado homes
✨ How claims impact coverage and why timing matters
✨ How to explain insurance in simple language clients trust

🔹 Dwelling, other structures, personal property, liability, loss of use, and medical coverage
🔹 Gaps in coverage homeowners don’t realize they have
🔹 Service line, sewer backup, inland flood, and ordinance and law endorsements
🔹 Real world claim examples and how agents should advise clients
🔹 How to help clients avoid insurance pitfalls when buying a home

By the end of this class, you’ll feel much more confident explaining insurance basics, spotting risks before they become problems, and guiding clients toward better protection and smarter decisions.

Food will be provided for the class.

Seats are limited. Register today so you can strengthen your knowledge and give your clients the expert level support they expect.

🎤 Instructor: Rachael Yates, Licensed Insurance Representative

HOST: This event is hosted by Jerad Larkin, Account Executive with Chicago Title Colorado. Known as a marketing consultant who sells title insurance, Jerad helps real estate professionals grow their business by teaching digital advertising, social media, video marketing, and the latest AI tools and resources. He hosts 10 plus workshops and events every month to educate and empower agents in the Denver real estate community.

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Host or Publisher Jerad Larkin