TKFNC S.O.S Literacy Program | Fall 2025

Info:
During this session, participants will receive an overview of the Financial Literacy course. The meeting will provide an opportunity for questions and answers. Attendees will also learn about the Kaizen Foundation, meet the Board of Directors, staff, and co-founder, and receive information on the prerequisites for enrolling in the course or any of its sections.

Info: Understanding Your Debt
This class breaks down the essentials of managing debt and making smarter financial decisions. We’ll explore:

Types of Debt: From credit cards to student loans, mortgages, and personal loans—what they are and how they work.

Good vs. Bad Debt: Learn the difference between debt that builds wealth and debt that drains your resources.

How Interest Works: Understand how interest rates impact your payments, total cost, and timeline for becoming debt-free.

By the end of this session, you’ll have practical tools to assess your debt, prioritize repayment, and make informed choices for your financial future.

Info: Creating a Debt Repayment Plan
Take control of your finances with a clear strategy to eliminate debt. In this session, you’ll learn:

Budgeting Basics: How to align your spending with your goals.

Repayment Strategies: Compare the snowball vs. avalanche methods to find what works best for you.

Setting Goals & Timelines: Build a realistic plan to stay motivated and on track.

Walk away with an actionable roadmap to pay down debt and regain financial freedom.

Info: Tools and Resources for Managing Debt
Discover practical solutions to simplify debt management. This class covers:
Debt Consolidation Options: When and how to use them.
Credit Counseling & Professional Help: Getting expert support.
Apps & Digital Tools: Track, manage, and stay on top of your debt.
Leave equipped with resources to make managing debt easier and more effective.

Info: Staying Out of Debt and Building Financial Health
Learn how to break the debt cycle and create lasting financial stability. In this session, we’ll cover:

Emergency Fund Essentials: Why and how to build one.
Building Credit Responsibly: Smart ways to maintain strong credit.
Habits for Long-Term Wellness: Practical steps to keep your finances healthy.
Walk away with strategies to stay debt-free and grow your financial security.

Host or Publisher The Kaizen Foundation of North Carolina