The Self-Employed Mortgage Masterclass

Stop guessing what the banks want. Get the blueprint for self-employed mortgage success.

For many business owners, freelancers, and contractors, the mortgage process feels like a "black box." You have the income, but traditional lenders often struggle to interpret it. Join Harry Toor, Associate Director at Caenstone Mortage Advisors, for an intensive, 30-minute lunch-and-learn session designed to pull back the curtain on how lenders actually assess your affordability.

Whether you are a first-time buyer, moving home, or looking to remortgage in a volatile market, this session will provide you with the specific criteria lenders use in 2026 to approve—or decline—self-employed applications.

• The Income Gap: Why one lender might offer you £100k more than another based on the exact same tax returns.
• Company Structure vs. Borrowing Power: A deep dive into how assessment differs for Sole Traders vs. Limited Company Directors (and how to use retained profits to your advantage).
• The Paperwork Trail: Exactly how many years of tax returns you need and what "red flags" underwriters look for in your SA302s.
• The Human Element: Insights into the manual underwriting process—how to tell your "business story" to a lender.
• Credit Myths: The specific credit profile required for entrepreneurs and how to optimize yours before you apply.

Ready to crack the code on mortgages for the self-employed? This in-person event is your chance to get the inside scoop, ask questions, and learn the tricks of the trade. Whether you're a freelancer, business owner, or gig worker, we've got tips tailored just for you. Don't miss out on making your home-owning dreams come true!

This event is hosted in Missionworks, a stunning Co working space, a biophilic urban oasis in Hammersmith. It’s the perfect setting to escape the desk, grab a coffee and some nibbles, and gain some high-value financial clarity.

Spaces are limited to ensure everyone has a chance to ask questions. Please RSVP to secure your spot.

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Host or Publisher Missionworks