The MLO Underwriter’s Ultimate Guide to Buying Your First Home

Buying your first home should feel exciting — not overwhelming. Join Joel Perry, The MLO Underwriter — a licensed Loan Officer and former mortgage underwriter — for a free, no-pressure seminar designed to give first-time buyers the knowledge and confidence they need to succeed.

In this one-hour session, you’ll discover:

• How much home you can really afford (and how lenders calculate it)
• The truth about credit scores and common first-time buyer myths
• Low- and no-down payment programs available in Arizona
• The real costs of homeownership beyond the mortgage payment
• How to make a winning offer in today’s market

Unlike most classes run by salespeople, this seminar is taught by an underwriter — the person who actually approves or denies mortgage loans. You’ll walk away knowing exactly what it takes to qualify and how to prepare the right way.

Each attendee will also receive a First-Time Homebuyer’s Path to Homeownership kit, filled with checklists, resources, and guided note space to help you take the next steps with confidence.

Seats are limited to 40 — reserve yours today!

Host or Publisher Joel Perry, The MLO Underwriter NMLS 1524594