Tax, Estate & Liquidity: What Every Inc/Holdco Business Owner Needs to Know

OVERVIEW

Many business owners focus on growth - but few consider what their assets may trigger in future taxes or state obligations. Deferred taxes are not eliminated; over decades, retained earnings, unrealized gains, and corporate growth can create significant future liabilities.

Without careful planning, families may face forced asset sales, compressed timelines, or unintended erosion of wealth. Understanding these risks early is critical to maintaining control and protecting long term goals.

This session provides a high - level, conceptual overview of strategies commonly discussed for managing tax exposure and liquidity risk, including:

· Deferred Tax Exposure in Canada - how tax deferral works and why timing matters

· Corporate vs Personal Capital Growth - how retained earnings and investments may impact future planning

· Insured Funding Arrangement (IFAs) – Conceptual overview of liquidity structures and associated considerations (+Intergenerational Wealth)

· Insured Retirement Program - Structured approaches to assessing capital and generating income within long term planning frameworks (Leveraging Cash Values, Intergenerational Wealth).

· Estate Freezes and Succession Planning - high level explanation of intergenerational planning concepts.

No individualized advice will be provided the session is designed to raise awareness and provide contacts for long term planning decisions.

WHO SHOULD ATTEND

This session may be relevant for:

Incorporated business owners with approximately $75k to $500k+ of investable capital

Hold Co owners with retained earnings

Investors interested in leverage based or alternative liquidity planning concepts

Real estate families with long term ownership horizons

Families exploring:

· Estate equalization considerations

· Estate preservation objectives

· Planning for future terminal tax liabilities

IMPORTANT DISCLOSURE

This presentation is provided for educational purposes only and offers a general overview of tax, estate, Anne liquidity planning concepts.

No tax, legal, accounting, or investment advice is being provided.

Any reference to insured funding arrangement brackets IFAs bracket or Insured Retirement Programs concepts are conceptual in nature and may not be appropriate for all individuals

Attendees should consult their own qualified professional advisors before implementing any strategy.

Tax treatment and planning outcomes depend on individual circumstances and current legislation, which may change.

Know what’s Happening Next — before everyone else does.

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Host or Publisher Vivyen