Solving the Retirement Puzzle in Winter Park, FL

IMPORTANT TOPICS FOR RETIREMENT TODAY

TAX RATE RISK

• How rising taxes may affect your retirement cash flow.
• The “Catch 22” of 401k’s and IRA’s
• Are employer sponsored plans better than IRAs?
• Is it time for the Roth conversions?

RETIREMENT INCOME PLANNING

• How to accumulate dollars in the right types of accounts for future retirement income.
• Strategies on how to lengthen the life of your money
• When should you convert to a Roth?
• How IRA’s and 401k’s cause Social Security taxation

MAXIMIZING SOCIAL SECURITY

• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
• Strategies to eliminate Social Security taxation
• Social Security maximization strategies

RETIREMENT DISTRIBUTION PITFALLS

• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order
• How to eliminate “sequence of returns” risk

WHY LOSSES DURING RETIREMENT MATTER

• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to shield your assets from stock market volatility
• Why “asset allocation” alone may not be enough
• How to truly diversify your retirement portfolio

HOW THE NEW SECURE ACT COULD IMPACT YOUR RETIREMENT

• Changes to the RMD age for some!
• IRA Contribution Age Limit Altered
• Positive Changes for Part-Time Workers
• What's Happening to Stretch IRAs?
• Will We See Annuities Included More Often in Workplace Retirement Plans?

HEALTHCARE COSTS & CONSIDERATIONS IN RETIREMENT

• An important subject often overlooked when it comes to building a confident and bulletproof retirement.
• Learn the ins and outs of what you need to know about Medicare and long-term care.

FREQUENTLY ASKED QUESTIONS:

Is there a cost to attend? No, there is no cost to attend.

Do I need to bring anything? No, you will be provided with pen and paper to take notes.

Will any investments or investment products be discussed? No, there will not be any discussion of any investments whatsoever.

Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure.

JP Aubry is the Founder and CEO of Aubry Wealth Management, an independent financial advisory firm dedicated to guiding individuals through critical financial decisions as they prepare for and live throughout their retirement years.

Valuing integrity, JP’s practice is centered on putting the needs of his member’s first above all else. He understands that not only is the financial landscape ever-changing, but personal circumstances change as well. Therefore, he believes it is important for individuals to be guided throughout the retirement and investment planning process so they can feel confident about the strategies they have put in place. He is the Chief Investment Officer and Investment Advisor Representative of Aubry Wealth Advisory, a Registered Investment Advisor, and is a licensed life and health insurance professional in the state of Florida.

Before founding Aubry Wealth Management, he spent years working for some of the largest financial services firms in the country. As a result, JP has gained invaluable experience in the following areas: retirement income planning, asset protection strategies, investment management, and insurance planning. In his spare time, JP participates in volunteer community service, enjoys spending time with family and friends, plays soccer and is an avid health and fitness enthusiast.

Host or Publisher JP Aubry