Social Security, Surviving Retirement in a Changing Tax Landscape Workshop

TOPICS TO BE COVERED

• Common misconceptions about taxes in retirement.
• Understand the official new tax reform rules and their impact on your retirement.
• Understand the impact of the Tax Cuts and Jobs Act on retirement income streams.
• Identify tools and strategies available to retirees.
• The old retirement vs. TODAY’S retirement
• How to create a clear vision for retirement that could lead to less stress and more happiness.
• Understanding the keys to distributing your money in retirement.
• Understanding RMDs and the implications they have on your retirement.
• How rising taxes may affect your retirement cash flow.
• The “Catch 22” of 401k’s and IRA’s
• Are employer sponsored plans better than IRAs?
• Is it time for the Roth conversions?

RETIREMENT INCOME PLANNING

• How to accumulate dollars in the right types of accounts for future retirement income.
• Strategies on how to lengthen the life of your money
• When should you convert to a Roth?
• How IRA’s and 401k’s cause Social Security taxation

MAXIMIZING SOCIAL SECURITY

• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
• Strategies to eliminate Social Security taxation
• Social Security maximization strategies

RETIREMENT DISTRIBUTION PITFALLS

• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order
• How to eliminate “sequence of returns” risk

WHY LOSSES DURING RETIREMENT MATTER

• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to shield your assets from stock market volatility
• Why “asset allocation” alone may not be enough
• How to truly diversify your retirement portfolio

HOW THE NEW SECURE ACT COULD IMPACT YOUR RETIREMENT:

• Changes to the RMD age for some!
• IRA Contribution Age Limit Altered
• Positive Changes for Part-Time Workers
• What's Happening to Stretch IRAs?
• Will We See Annuities Included More Often in Workplace Retirement Plans?

FREQUENTLY ASKED QUESTIONS:

Is there a cost to attend? No, there is no cost to attend.

Do I need to bring anything? No, you will be provided with pen and paper to take notes.

Will any investments or investment products be discussed? No there will not be any discussion of any investments whatsoever.

Will I be pitched or sold anything? No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure.

Host or Publisher Jonmark Richardson