San Francisco Resource Panel - October 2025

Join the San Francisco Resource Panel for a night on wine and light appetizers as we talk about topics of interest to residents in the greater San Francisco area!

HOA Insurance Problems & Funding Solutions: The Good, the Bad & The Ugly

Presented by

Sonia Lopez |

Charlotte Allen |

Sonia Lopez, Vice President of Heritage Bank of Commerce and Charlotte Allen, Director of Socher Insurance Agency, a HUB International Company will dive into the challenges HOAs face in obtaining insurance, exploring how communities can stay insured, regain coverage, and manage the rising costs of protection. With combined expertise in community management, banking, and HOA-specific insurance, they’ll share collected knowledge, practical insights, and veteran best practices.

We’ll look at where we are with insurance in California, the hot ticket items that can gain or lose your preferred and California-admitted insurance policies, the importance of maintenance and repair, and solutions for funding increased costs of construction, insurance, and everything in between.



Don’t miss this opportunity to gain expert guidance and practical tools to ensure transparent, efficient, and compliant HOA elections!

Our panels are offered in a casual atmosphere to enable board members, homeowners, managers, and other professionals to hear about important topics presented by experts in the industry, and share experiences and issues. Come and connect with your peers and attend the next lunch meeting of the Wine Country Resource Panel.

San Francisco Resource Panel:

Charlotte Allen |

Amanda Cox |

Alicia Perez |

Premier Sponsors:

Urban Painting

Mindme Technologies, Inc.

Food, Beverage and Venue Sponsor

Socher Insurance

Host or Publisher ECHO