Reverse Mortgages - Are They Safe? Are They A Rip-Off? How Can I Tell?

Reverse Mortgages – Are They Safe? Are They a Rip-Off? How Can I Tell?

Join the City of Hayward Housing Division in partnershhip with HERA (Housing and Economic Rights Advocates) for an informative Foreclosure Prevention Workshop designed to help homeowners better understand reverse mortgages and how they work.

Reverse mortgages are often advertised as a way for older homeowners to access their home equity, but many people wonder: Are they safe? Are they a good financial tool—or a costly mistake?

During this workshop, experts from HERA (Housing and Economic Rights Advocates) will explain:

• What a reverse mortgage is and how it works
• Who qualifies and what the requirements are
• The potential benefits and risks
• Common misconceptions and scams to watch out for
• Alternatives that may help you avoid foreclosure

Whether you are considering a reverse mortgage, helping a family member evaluate one, or simply want to understand your options, this workshop will provide trusted, unbiased information so you can make informed decisions about your home and financial future.

This workshop is free and open to the public.

Hosted by the City of Hayward Housing Division
Presented by HERA (Housing and Economic Rights Advocates)
Location: Glad Tidings Church, Hayward

Join us In person or Online:

📅 April 21, 2026 🕐 12:30 PM – 2:30 PM📍 Glad Tidings -1027 West Tennyson Road, Hayward, CA 94544 or 🔗 Join via Zoom:

Please click the link below to join the webinar:

https://hayward.zoom.us/j/85316670159?pwd=3zZIAe3KFFrklnmUSQeDIWoKgkQaM0.1

Webinar ID: 853 1667 0159

Password: HERA-0421

Or join by phone:

US: +1 669 900 6833 or +1 646 931 3860

Webinar ID: 853 1667 0159

Password: 437128848

International numbers available: https://hayward.zoom.us/u/kJxhzJYSx

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Host or Publisher City of Hayward