Retirement Master Class & Complimentary Lunch in Ft. Lauderdale, FL

*REGISTRATION STARTS AT 11:30AM.*

Speaker: Steven Barker

With over a decade of financial expertise, Steven Barcker is a dynamic and trusted advisor dedicated to helping clients achieve their financial goals with confidence. Specializing in retirement planning, wealth preservation, and generational asset transfers, Steven combines his Chartered Retirement Planning Counselor (CRPC®) designation with a personalized, holistic approach to deliver tailored solutions that empower his clients. Known for building strong, long-lasting relationships, Steven offers more than just financial strategies—he provides peace of mind by ensuring every decision is designed to secure a prosperous future for both clients and their families.

Speaker: Eric Brown

Eric has been in the financial services industry for over six years and has worked with hundreds of clients creating financial plans centering around peace of mind and longevity. Eric supports a long-term balanced approach focusing on aligning the client’s portfolio with their unique goals and risk tolerance.

Eric firmly believes financial planning should be an extremely personal process and always catered towards each individual specifically. As a result, he always seeks to develop strong and personal relationships with his clients. Eric joined LSF Capital because of this belief. He feels that he is in the perfect place where he can offer the best advice while serving his clients with a family office feel.

TOPICS WE WILL DISCUSS

RETIRING TODAY

• The old retirement vs. TODAY’S retirement
• How to create a clear vision for retirement that could lead to less stress and more happiness.

TAX RATE RISK

• Why experts say tax rates could double
• How rising taxes may affect your retirement cash flow
• The “Catch 22” of 401k’s and IRA’s
• How lost deductions may affect your taxes in retirement

RETIREMENT INCOME PLANNING

• The three basic retirement accounts
• How to accumulate dollars in the right types of accounts for future retirement income
• What’s better for you: tax-deferred or tax-free accounts?
• How to define a “true” tax-free investment
• When should you convert to a Roth?
• How IRA’s and 401k’s cause Social Security taxation
• Strategies to reduce or eliminate taxes in retirement

MAXIMIZING SOCIAL SECURITY

• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
• Strategies to eliminate Social Security taxation
• Social Security maximization strategies

RETIREMENT DISTRIBUTION PITFALLS

• How the new rules on “Rate of Withdrawal” affect People Nearing Retirement
• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order
• How to eliminate “sequence of returns” risk

WHY LOSSES DURING RETIREMENT MATTER

• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to safeguard against two types of investment risk
• How to shield your assets from stock market volatility
• Why “asset allocation” alone may not be enough
• How to truly diversify your retirement portfolio

FREQUENTLY ASKED QUESTIONS:

Is there a cost to attend?

No, there is no cost to attend.

Do I need to bring anything?

No, you will be provided with pen and paper to take notes.

Will any investments or investment products be discussed?

No there will not be any discussion of any investments whatsoever.

Will I be pitched or sold anything?

No. Our classes are strictly educational. The most common feedback we receive is how nice it is to attend a truly educational workshop with no pressure.

Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Adviser.

This event is not sponsored nor endorsed by Lobster Bar Sea Grille. The views, information, or opinions expressed during these events are solely those of the presenter(s) and do not necessarily represent those of Ruth’s Chris Steak House and its employees.

Host or Publisher Steven Barker & Eric Brown