Property Investment MasterClass December 2024

Lucia Xiao, a self-made multi-millionaire, is a renowned property coach, mentor, and founder of Finax Mortgages & Insurance. She’s also the author of Financial Freedom: 5 Steps, 5 Years. Rising from humble beginnings in a state house, Lucia built a $17 million property portfolio within five years, which she continues to expand and manage.

Her experience includes roles as an investment advisor and mobile business manager during the Global Financial Crisis, as well as a business and commercial insurance manager at a leading New Zealand bank. Through working with tens of thousands of banking clients, Lucia has developed unique insights and expertise invaluable to mortgage clients.

Today, Lucia divides her time between Auckland, New Zealand, where she mentors clients in property investment, and Sydney, Australia, where she’s actively growing her portfolio. Despite Sydney’s unfamiliar market, Lucia quickly adapted, built her network, and selected a reliable builder for her first Australian project. Her initial purchase demonstrates that the strategy she teaches is effective across markets. In this Masterclass, Lucia will guide you through the same steps so you can apply them no matter your location. She will also share her insights on navigating risks in Auckland’s challenging market.

In this MasterClass, we will go into detail on the following:

• How to find the right type of property
• How to add value to properties and increase their value by 30% or more and with a minimum 5% rental return
• How to invest in Auckland property wisely, using the Auckland Unitary Plan to maximise your financial position
• How to use your mortgage to leverage your financial position
• How to better structure your loan and the ownership of your properties to minimise the tax, and to protect your assets
• How to master money and have money working for you, instead of you working for money
• How to better use your time and energy and create a legacy

Disclaimer:The views and opinions expressed in this presentation are for informational purposes only, and do not constitute financial advice. Although we have done our best to ensure that the information provided in this presentation is accurate, the opinions expressed in this presentation should not be relied upon. Before making any financial decisions, you should consult a financial advice provider.

Unless otherwise stated any figures or numbers are illustrative only. Any hypothetical situations are limited by assumptions made by the presenter in the course of creating this presentation and are relevant “in time” only. Past performance is not an indicator of future results.

The content of this presentation is confidential and is the property of Finax Education Limited. You may not reproduce or distribute any information contained in this presentation to any third party without our written permission.

Host or Publisher Lucia Xiao | FINAX