Palmetto Heroes Homebuyers Workshop

The 2026 Palmetto Heroes Program, a SC Housing initiative,provides qualified South Carolina public service workers—including teachers, nurses, law enforcement, firefighters, EMS, and veterans—with forgivable down payment assistance and low, fixed-rate mortgages. The program, which typically opens in spring and operates on a first-come, first-served basis, is designed to help professionals buy homes in the communities they serve.

Key Details for the Palmetto Heroes Program:

• Benefits: forgivable down payment assistance (15-year, 0% interest, no-payment second mortgage) and competitive fixed-rate first mortgages.
• Eligible Professions: Teachers (with valid SC certification), Law Enforcement Officers, Correctional Officers, Firefighters, EMTs, Paramedics, Nurses, Veterans, Active-Duty Military, and National Guard.
• Requirements: Must be a South Carolina resident, meet income limits (e.g., $87,500 maximum borrower income in previous iterations), and have a credit score of 680 or higher.
• Usage: The assistance can be used for down payment, closing costs, and prepaid items.
• Application Process: The program is temporary and fills up quickly (often within weeks). Prospective buyers should contact a participating lender to get pre-approved and secure funds once the 2026 program is officially announced by SC Housing

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Host or Publisher LaShan Abraham