Optimizing Tax-Efficient Withdrawals from Your Retirement Portfolio

Every year, millions of Americans transition into retirement, facing one of the most critical challenges to their financial security: determining how to efficiently withdraw from their retirement accounts. With multiple account types, varying tax treatments, and the need to balance current lifestyle spending with long-term sustainability, creating an effective withdrawal strategy has never been more crucial—or more complex.

At this workshop, you will learn tools and techniques needed to address the key components of retirement distribution planning. The presentation will include:

• How Asset Location enhances Asset Allocation for optimal tax efficiency
• How to navigate withdrawal sequencing to optimize retirement cash flow
• Updating Asset Location Priority Lists & Asset Swaps
• Other tax optimization techniques to improve your outcomes
• How to design and implement custom withdrawal policies that align with your spending goals and long-term wealth strategies

Registration is free and required.

The workshop will be held in Building 19 Room 105 (near the on-campus Starbucks)

Comments from past workshop attendees:

“John…always impresses upon us the pitfalls to watch for and the strategies for handling these.” – Steve G.

“A very excellent presentation of a very complex subject.” – Ronnie E

John is a Certified Public Accountant (CPA) and a Certified Financial Planner (CFP®) professional. John is a Principal and Managing Director at Robertson Stephens’ San Ramon and Burlingame offices in the San Francisco Bay Area. John and his team specialize in retirement distribution planning, serving clients in or near retirement. John’s team uses a total-solution approach to planning, including income tax reduction, estate conservation, portfolio management, and retirement distribution planning.

Disclosure:

Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens”). © 2025 Robertson Stephens Wealth Management, LLC. All rights reserved. Robertson Stephens is a registered trademark of Robertson Stephens Wealth Management, LLC in the United States and elsewhere.

Securities offered through Fortune Financial Services, Inc. Member FINRA/SIPC. Robertson Stephens Wealth Management, LLC and Fortune Financial Services, Inc. are separate entities and are not affiliated.

Endorsements were not given by clients of Robertson Stephens Wealth Management, LLC. Endorsements may not be representative of the experience of customers and do not guarantee future performance or success.

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