Mortgages in Australia

Welcome to Mortgages in Australia!

Join us for an exciting event where we will dive into everything you need to know about mortgages in Australia. Whether you're a first-time homebuyer or looking to refinance, this event is perfect for you. Our expert speaker will cover topics like:

• How do mortgages work? - Understanding the basics of how a mortgage functions, including the loan terms, interest rates, and repayment schedules.
• What is the difference between fixed and variable rate loans? - Knowing the pros and cons of each type of interest rate and which might be best for their situation.
• How much deposit is needed? - Information on the typical deposit required to secure a mortgage. Can you get a homeloan with less than a 20% deposit? (the answer is yes, you can).
• What are the ongoing costs? - Details on additional costs such as fees, insurance, and maintenance.
• What is your borrowing capacity? - What are the factors that can influence how much you can borrow?
• What is Lender's Mortgage Insurance (LMI)? - Understanding what LMI is, when it's needed, and how it affects the overall cost of the loan.
• Interest rates, loan options, and tips for getting the best deal.
• Should you build or buy? and what is the difference from a finance perspective?

Don't miss this opportunity to gain valuable insights and make informed decisions about your mortgage. See you at 24 Brisbane St, Perth.

Hosted by Ian Freeman of Finance 365. Ian is a seasoned mortgage broker in Perth, Western Australia. Since joining Finance 365 in 2013, he has guided hundreds of clients in buying, building, investing and refinancing their homes. Ian’s expertise simplifies the bank lending process, ensuring you feel confident and secure every step of the way.

Host or Publisher Ian Freeman from Finance 365