Masterclass: Redefining Credit

This course is designed to help you redefine what credit really is. The class structure is designed to walk you the credit restoration or credit establishment processes. Each week you will be walked through what it takes to not only create the good credit behaviors needed to help create financial buoyancy, but you will also learn what steps you need to take to best ensure you are lendable when you need to be.

About Your Facilitator

Michael Holmes has spent almost three decades in the Financial Industry. His career began as a licensed stock broker for Morgan Stanley Dean Witter, spanning into the banking industry helping consumers and company’s by managing financial centers for banks like Washington Mutual, Chase Bank, and Fifth Third. In 2012 Delta Credit Restoration was created to introduce to the Tampa Bay area a reputable option for credit restoration. Since then, Delta Credit Restoration has assisted thousands of people become homeowners, open businesses, budget, simply student loan options, defend themselves against debt collectors, and picking up the pieces where the banks fall short.

About Delta Credit Restoration

Delta Credit Restoration is the champion in using actual underwriting guidelines as the benchmarks for the credit restoration. It’s not just about the score, but the breath of the entire financial portfolio that needs to be addressed to create good credit and being lendable.

All classes will be held in person at The InLab@HCC located in the Social Sciences Building at Hillsborough Community College, Dale Mabry Campus

All classes will be held from 6-8pm

Week One (9/3/24): Intro To Credit

• Credit Laws
• Gathering Data

Week Two (9/10/24): The Dispute Process

• What to Dispute
• Why to Dispute
• How to Dispute

Week Three (9/17/24): Budgeting

• Creating A Working Budget

Week Four (9/24/24): Understanding Lending & Bank Products

• Mortgage
• SBA
• Credit Cards
• Student Loans 101

Week Five (10/1/24): Continuing the Dispute Process & Settlements

Week Six (10/8/24): Expanding You Credit Behaviors

Host or Publisher Hillsborough Community College (HCC) - InLab