Lunch & Learn: Merchant Services - Line of Business Credit for the Holidays

(Descripción en español a continuación)

Unlock Financial Flexibility: Merchant Services & Holiday Lines of Credit

As a small business owner, having access to the right financial tools can make all the difference—especially during the holiday season. Join us for a Lunch & Learn where our friends from , John Sanchez and Bobbie Bishop, will guide you through two key financial topics:

Merchant Services: A Guide for Businesses

• What merchant services are and how they benefit your business
• Understanding fees and choosing the right provider
• How quickly you can set up merchant services and access funds

Line of Credit for the Holiday Season

• What a business line of credit is and how it works
• Where to apply and what qualifications are needed
• How to use a line of credit to manage cash flow and holiday inventory

This interactive session will provide practical insights to help you prepare for the holiday rush and keep your business financially secure. Bring your questions!

Special thanks to our event partners for helping us make this event possible!

Simultaneous interpretation will be available for Spanish speakers.

If you have questions, please send an email to [email protected].

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Accede a Mayor Flexibilidad Financiera: Servicios Comerciales y Líneas de Crédito para la Temporada Navideña

Como dueño de un negocio, contar con las herramientas financieras adecuadas puede marcar la diferencia, especialmente en la temporada navideña. Acompáñanos en este Lunch & Learn donde los expertos John Sanchez y Bobbie Bishop de te guiarán a través de dos temas clave:

Servicios Comerciales: Guía para Negocios

• Qué son los servicios comerciales y cómo benefician a tu negocio
• Entendiendo los costos y cómo elegir el proveedor adecuado
• Cómo configurar servicios comerciales y acceder a fondos rápidamente

Línea de Crédito para la Temporada Navideña

• Qué es una línea de crédito y cómo funciona
• Dónde solicitarla y qué requisitos se necesitan
• Cómo usar una línea de crédito para administrar flujo de caja e inventario navideño

Esta sesión interactiva te proporcionará información práctica para prepararte para la temporada alta y mantener la estabilidad financiera de tu negocio. ¡Trae tus preguntas!

Un agradecimiento especial a nuestro socios del evento .

Interpretación simultánea disponible en español.

Si tienes preguntas, envía un correo a .

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Bobbie serves the Austin business community as a dedicated and lifelong Austin community member by offering streamlined solutions to help businesses grow, ensuring that her clients receive the resources they need to thrive. Bobbie is a collaborative partner in our Austin treasury management division, where she serves her clients with proactive and customized fraud prevention tools. Bobbie delivers robust, agile solutions and is known for her keen resourcefulness and advocacy for her clients.

With 24 years of banking experience, including 19 years as a treasury management officer, Bobbie is a trusted advisor in treasury management services. Her previous role as a banking relationship officer and national commercial card consultant broadened her focus on partnering with entrepreneurs and helping them grow. Bobbie's depth of experience gives her clients peace of mind, knowing they are supported by a deeply knowledgeable and committed partner on their extended banking team.

Bobbie is dedicated to serving the Austin community. She is currently the Community Service Chair for the Austin Association of Financial Professionals, a position she has held for three years, reflecting her longstanding commitment as a member. Her passion to supporting local agricultural initiatives is evident through her involvement with the Travis County Youth Show, Rodeo Austin, and Texas Pork Producers.

With over 25 years of experience in the banking industry, John has developed a deep understanding of the unique challenges founders and entrepreneurs face in Austin and Central Texas. He works closely with his clients to create customized strategies that help them achieve both their short-term and long-term business goals. John takes pride in developing tailored financial solutions for his clients with an emphasis on service-oriented partnerships. He is committed to building lasting relationships with his clients and is passionate about helping them navigate the complex world of banking and finance.

John is an alumnus of Texas A&M University-Corpus Christi, and he remains active in the Austin community through his involvement on the board of the Central Texas Food Bank. Additionally, he has coached youth sports teams for over two decades, demonstrating his commitment to supporting and giving back to the local community.

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