LIVE EVENT: First-Time Home Buyer Seminar

Turn Your Dream of Homeownership into Reality!✨ 69th Session Hosted by Betcy Jacob – Trusted Bay Area Realtor ✨

📅 When: Wednesday, September 24, 2025🕕 Time: 6:00 PM – 7:30 PM (PST)

📍 Where: San Mateo Public Library, 55 W 3rd Ave, San Mateo, CA 94402

🎯 Who Should Attend: First-time home buyers ready to take the next step.(Sorry, this event is not for realtors.)

✅ Buy Now or Wait?Get expert insight into the current real estate market—what’s hot, what’s shifting, and what it means for you.

✅ Affordability Hacks in a High-Interest WorldCreative strategies to buy smart even with rising mortgage rates.

✅ Pre-Approval vs. Pre-QualificationWhy this one step can make or break your offer.

✅ Renting vs. OwningSee the true cost difference—short-term vs. long-term wealth building.

✅ Credit Myths BustedWhat score you really need and how to quickly improve it.

✅ How Much Down Payment Do You Really Need?Explore low down payment programs, grants, and hidden funding options.

✅ Types of Homes – Which One Fits Your Lifestyle and Budget?Understand the pros and cons of condos, townhomes, and single-family homes.

✅ Disclosures, Contingencies & Red FlagsWhat every buyer must know before signing on the dotted line.

✅ LIVE Q&A with Betcy Bring your questions – no pressure, just real answers.

🔗 Register Now – Spots are Limited!📞 Questions? Contact Betcy at 650-315-7060📧 Email:

📢 Your journey to homeownership starts here—don’t miss this opportunity!

Betcy's Recent Listings/Sales:

• First Time Home Buyer Representation: 830 Skycrest Drive, San Bruno - Pending
• Buyer Representation: 67 Pelican Lane, Redwood City
• First Time Home Buyer Representation: 393 Paris Street, San Francisco
• Lease Listing: 1302 Danbury Lane, Daly City (Leased within 24 hours of listing)
• Buyer Representation: 3998 Castro Valley Blvd, #SPC 6, Castro Valley 94546
• Seller Representation: 201 Harrison Street #713, San Francisco
• First Time Home Buyer Representation: 1001 Pine Street Unit #1106, San Francisco
• Buyer Representation: 38872 Cherry Glen Common, Fremont
• Seller Representation: 83 Mcallister Street, #510, San Francisco
• Seller Representation: 3320 Shasta Drive, San Mateo
• Seller Representation: 724 Ocean View Avenue
• Seller Representation: 201 Harrison Street #813, San Francisco
• Seller Representation: 235 Notre Dame Drive, Vallejo
• Buyer Representation: 564 Annie Laurie Street Unit #11, Mountain View
• Buyer Representation: 200 Carina Drive, Santa Rosa
• Seller Representation: 3309 Melendy Drive, San Carlos
• First Time Home Buyer Representation: 1681 Brittan Ave, San Carlos(Placed #1 out of 13 offers!)
• Buyer Representation: 449 Vera Ave., Redwood City
• Buyer Representation: 441 Vera Ave., Redwood City
• Buyer Representation: 2085 Greenwood Ave., San Carlos, CA
• Seller Representation: 633 Elm St. #304, San Carlos
• Buyer Representation: 2136 Edgebrook Place, Hayward
• Seller Representation: 1677 Geary Road, Walnut Creek
• First Time Home Buyer Representation: 1559 Parkway Drive, Rohnert Park
• First Time Home Buyer Representation: 1355 Griffin Street, Merced
• Buyer Representation: 400 Live Oak Way, #408, Belmont
• First Time Home Buyer Representation: 2731 Valley Heights Dr., San Jose
• First Time Home Buyer Representation: 55 Page St., #411, San Francisco
• Seller Representation: 716 Ocean View Ave., San Mateo
• Seller Representation: 2198 Oak Creek Pl., Hayward
• Off-Market Buyer Representation:235 Edgewood Rd, Redwood City
• Buyer Representation: 30 River Oaks Road, Half Moon Bay
• Buyer Representation: 4010 Berdina Road, Castro Valley
• First Time Home Buyer Representation: 124 Fagundes Street, Hayward
• First Time Home Buyer Representation: 574 Fitchville Ave., San Jose
• First Time Home Buyer Representation: 3903 Crow Canyon Road, San Ramon
• First Time Home Buyer Representation: 941 Broderick St #3, San Francisco
• First Time Home Buyer Representation: 6946 Post Road, Dublin
• First Time Home Buyer Representation: 4205 Meadow Brook Lane, Salida
• First Time Home Buyer Representation: 6997 Simson St., Oakland
• First Time Home Buyer Representation: 1426 Jake Creek Dr., Patterson
• First Time Home Buyer Representation: 208 States St #2, San Francisco
• Seller Representation: 2347 Hastings Dr., Belmont
• First Time Home Buyer Representation: 845 Woodside Way, #210, San Mateo
• Seller Representation: 38172 Ashford Way, Fremont
• First Time Home Buyer Representation: 67 Calvert Ave., South San Francisco
• First Time Home Buyer Representation: 35781 Tozier St., Newar
• First Time Home Buyer Representation: 344 Saybrook Ct., Vacaville
• First Time Home Buyer Representation: 275 Chynoweth Ave., San Jose
• First Time Home Buyer Representation: 5446 Hillsdale Blvd., Sacramento
• First Time Home Buyer Representation: 3705 Whitworth Drive, Dublin

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Host or Publisher Betcy Jacob