Keys to Generational Wealth | A First-Time Homebuyer Seminar

Generational wealth isn’t just a buzzword. It refers to financial assets that one generation passes down to the next, such as cash, stocks, bonds, real estate or family businesses. Real estate plays a pivotal role in that legacy: homeownership is a powerful wealth builder because homeowners tend to have much higher median net worth than renters ($255,000 versus $6,300 according to Federal Reserve data) and U.S. home values have appreciated about 4 % annually over the past 30 years. Not only does owning a home act as a form of forced savings by building equity with every mortgage payment, but most intergenerational wealth in the United States (around 80 %) is transferred through homeownership. By inheriting property, families can avoid rising housing costs and provide their heirs with an asset that promotes long‑term financial security.

Event overview

Golden Key Realty and Realtor® Greg Mims are hosting Keys to Generational Wealth, a free first‑time homebuyer seminar that explores how to build a lasting legacy through real estate. The seminar takes place on Wednesday, February 11, 2026 from 11 a.m. to 1 p.m. at Constitution Place, 325 Chestnut Street, Philadelphia, PA 19106. Lunch is included, and registration is complimentary through the Eventbrite page.

Why attend

This seminar is designed for people who want to purchase their first home and use real estate as a foundation for generational wealth. Participants will learn:

• Down payment assistance and grant programs – discover financial resources that reduce the upfront costs of purchasing a home.
• Loan options – compare FHA, conventional and first‑time buyer loans to find financing that fits your situation.
• Credit strategies – hear how to strengthen your credit profile and improve your score to qualify for better rates.
• Home‑inspection playbook – understand what inspectors look for and how to avoid costly surprises.
• Title, closing costs and avoiding last‑minute issues – gain insight into closing fees and how to ensure a smooth settlement.

These topics are covered by a panel of industry experts: mortgage loan officer Jeff Winick of Luminate Bank, settlement professional Rachel Russell of Vivid Abstract, inspector Simone “OnHomes” Cartwright of Abundant Home Inspections and credit specialist Drew Smith of Trinity Solutions Credit Repair. Each speaker brings hands‑on knowledge from their respective fields, giving attendees practical advice on financing, inspection and credit. Host Greg Mims of Golden Key Realty will moderate the discussion and share local market insights and personal success stories.

What you gain

Attending this seminar gives first‑time buyers a roadmap to homeownership and generational wealth. You’ll learn how to secure financing, tap into grants and assistance programs, and navigate the complexities of credit and home inspections. By the end of the session, you’ll understand how building equity through homeownership can serve as a lasting investment and why passing property to future generations provides financial security. The networking opportunity also allows you to connect with lenders, inspectors and real‑estate professionals who can answer your questions.

Register now to reserve your seat at this educational event. Lunch will be provided, and there is no cost to attend. Whether you’re ready to buy or just starting to explore homeownership, this seminar offers valuable guidance on using real estate to create a lasting legacy.

Questions? Contact: Josh Buchter at [email protected]

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