How to Buy a Home as a 1099 Employee

Buying your first home as a 1099 worker can feel overwhelming when your income doesn’t fit the traditional mold, but it doesn’t have to be. How to Buy a Home as a 1099 Employee is an in-person workshop designed specifically for self-employed professionals, contractors, and freelancers who want clear, realistic guidance on preparing for homeownership.

This session focuses on financial readiness for 1099 buyers, including income consistency, savings strategies, debt management, cash flow planning, and long-term preparation. You’ll also hear from a Tax Professional, who will cover common tax mistakes 1099 workers make, what lenders look for in tax returns, and what it truly means to be “ready” to buy a home.

You’ll leave with clarity, confidence, and practical next steps, no pressure, just education.

• Income consistency and how lenders view 1099 income
• Common write-off mistakes that hurt buying power
• How lenders calculate 1099 income

• 1099 earners, freelancers, independent contractors, and self-employed professionals
• Business owners with variable or non-traditional income
• 1099 buyers who have been told “no” or feel unsure where they stand
• Professionals who want clarity on how their income impacts buying power
• Anyone seeking a realistic, lender-informed plan rather than guesswork

This is a beginner-friendly, educational workshop designed specifically for 1099 buyers. The session includes real-world examples, open discussion, and time for questions.

You won’t be sold advanced investing strategies or overwhelmed with jargon. Instead, you’ll receive:

• Clear explanations tailored to non-traditional income
• Practical, lender-focused guidance
• Honest expectations about readiness and timing
• Actionable next steps you can take immediately

Come ready to learn, ask questions, and leave feeling more confident and prepared—wherever you are in your homebuying journey.

Info: Kick off the workshop with a brief welcome and meet the hosts and attendees.

Info: Preparing to Buy a Home as a 1099 Employee
Learn what lenders look for and how to position yourself as a 1099 buyer.

Info: Financial Readiness & Planning for Self-Employed Buyers
Understand income, savings, and credit requirements to plan confidently.

Info: Tax Considerations & Common Missteps for 1099 Buyers
Review key tax factors and mistakes that can impact home loan approval.

Info: Get your questions answered by real estate and financial professionals.

Info: Connect with other 1099 professionals and industry experts.

Know what’s Happening Next — before everyone else does.

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Host or Publisher Ramah Retamar