House Rich

Your Most Overlooked Retirement Asset Might Be The One You're Living In.
About this Event

You wouldn't ignore a $500,000 investment account when building a retirement plan. So why do we often ignore $500,000 of home equity?

When most people think about their retirement assets, they think about their 401(k), IRA, investment accounts, Social Security or pension.

But there may be another significant asset sitting right under their roof: home equity.

For many homeowners, that equity represents hundreds of thousands of dollars of wealth yet it’s typically not included in the financial plan.

HOUSE RICH is a casual, educational conversation about changing that.

We’ll look at how your home fits into the bigger retirement picture and explore questions like:

• When does it make sense to leave home equity alone and when might it make sense to use it?
• Could home equity create more flexibility without requiring you to sell your home?
• How do home equity, investments, cash flow and liquidity work together?
• What are the tradeoffs of using savings or investments versus home equity for a large expense?
• Where can a reverse mortgage fit into a retirement strategy and when does it not make sense?
• What should you understand about costs, heirs and keeping your home?

This is not a sales presentation, and you won't be asked to apply for a mortgage.

The goal is much simpler: to help you understand an asset you've spent decades building so you can ask better questions and make informed decisions about what role, if any, it should play in your retirement.

Because your most overlooked retirement asset might be the one you're living in.

About your host

Roxy Miles is a mortgage strategist and former financial advisor who specializes in helping homeowners look at their mortgage and home equity as part of their broader financial picture, not simply as debt to be paid off.

She believes the question isn't just “Can you access your equity?”

It's “Should you and what does the math look like if you do?”

HOUSE RICH is designed for homeowners approaching or already in retirement who want to better understand their options before they need them.

Agenda

🕑: 09:45 AM - 10:00 AM
Come On In

Info: Grab a coffee, get settled and meet a few neighbors.

🕑: 10:00 AM - 10:45 AM
House Rich

Info: We’ll rethink where your house fits into your retirement picture, walk through real-world scenarios, and compare the math behind using home equity versus other assets.

🕑: 10:45 AM - 11:00 AM
Open Q&A

Info: Bring your questions, your “what ifs,” and anything you’ve always wondered about home equity or reverse mortgages.