Freddie Mac CreditSmart® Essentials workshop I Chula Vista, CA

• 💰How credit works, credit reports and improving credit
• 📈 Smart financial habits for long-term success
• 📊 Tools and resources to prepare for buying a home
• 💬 Live Q&A

You’ll learn how current financial decisions can impact future homeownership, what steps matter most right now, and how to move forward at a pace that works for you. There’s also time for questions and personalized guidance.

This educational session is designed to help you feel informed and confident as you plan your next steps. Register to get the clarity you need to move forward when the time is right.

Attendees will have the option to speak one-on-one with a loan officer during the event to learn more about the pre-approval process and explore whether it may make sense for their situation. Participation is completely optional, and documents are not required to attend the event.

For those who would like to come prepared, bringing the items below may help support a more complete conversation. Providing documents does not guarantee a pre-approval.

You may choose to bring:

• Paystubs from the last 30 days
• W-2s or 1099s from the past 2 years
• Federal tax returns from the past 2 years (all pages)
• Government-issued photo ID (and resident card, if applicable)
• Bank statements from the last 2 months (all accounts)
• Investment account statements from the last 2 months, if applicable
• Considering owning a home in the future, this event is a helpful place to start

Don't miss out on this opportunity to take the first step toward homeownership.

Guild Mortgage Company LLC

Community Lending Event – Photo & Video Consent

By registering for this event, you agree to the following:

Photos and Videos

Guild Mortgage Company LLC and its subsidiaries, affiliates, officers, directors, agents, and employees (collectively “Guild”) may take photos and/or videos of you at the event or use photos or videos you provide. These images may include you wearing company-branded apparel or appearing as a representative of an affiliated business. Branded apparel or appearing as a representative of an affiliated business.

How They May Be Used

Guild and its employees may use these photos, videos, and any statements or testimonials you share for marketing, advertising, recruiting, and general publicity, including on websites, social media, event recap materials, and other promotional uses, in any medium.

No Approval or Payment

You understand and agree that:

You will not be asked to approve how the photos, videos, or statements are used.

You will not receive payment or other compensation.

If you appear in company-branded apparel or represent an affiliated business, Guild may rely on your participation as confirmation that you have authority to provide this consent on behalf of that company or business. Branded apparel or represents an affiliated business, Guild may rely on your participation as confirmation that you have the authority to provide this consent on behalf of that company or business.

Release of Claims

You irrevocably release and hold harmless Guild, its affiliates, employees, and agents from any claims or liability related to the use of these photos, videos, or statements.

Age Confirmation

You confirm that you are at least 18 years old and legally able to provide this consent.

By completing your registration, you acknowledge and accept these terms.

Guild Mortgage Company; Company NMLS ID 3274; Equal Housing Opportunity; AZ BK #0018883; AZ BKBR# 1033615; AZ LO Lic.# 488353; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; (www.nmlsconsumeraccess.org). All information, loan programs & interest rates are subject to change without notice. All loans are subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. For more licensing information, please visit www.guildmortgage.com/licensing. Guild Mortgage Company is not affiliated with the companies advertised. Guild Mortgage does not provide credit counseling or credit repair. Guild Mortgage provides home loan financing only. The event is for educational purposes only. Guild Mortgage is not affiliated with FreddieMac.

Info: Guests check in and network with housing professional.

Info: Topics include budgeting, credit, saving for a home, and mortgage basics.

Info: Open floor for attendees to ask questions of presenters and panelists.

Info: Have the opportunity to connect to help with any questions you may have and help prepare a plan for your next steps.

Know what’s Happening Next — before everyone else does.

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Host or Publisher Guild Mortgage Company