First Time Home Buyer - CREDIT Questions Answered

✔ What credit score you really need to buy a home
✔ How lenders view collections, late payments & charge-offs
✔ How to qualify with low or no down payment
✔ What to do right now to be mortgage-ready in 30–90 days
✔ How to avoid the mistakes that keep people renting

You’ll also get to speak directly with a credit specialist and a licensed real estate professional who will map out your next steps.

☕ Coffee & light treats
📋 Personalized guidance
💬 Live Q&A

• First-time homebuyers
• Renters tired of being denied
• Anyone who wants a real plan instead of guesses

⚠️ Spots are limited to keep it interactive.

Comment CREDIT or DM me “READY TO BUY” to reserve your seat.

Know what’s Happening Next — before everyone else does.

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Host or Publisher Brea Baker - Texas REALTOR - Collective Realty Co.